In my line of work, I have the unfortunate job to deal with the passing of someone’s spouse, parent, or sibling. I see in these moments of grief I know how, if the details aren’t thought of ahead of time, the pain can be compounded with the frustration of trying to navigate through the messiness [...]
Time: That period between which something happens or exists. It is measurable, it is meaningful, it rules our daily lives, each second, minute, hour, and day…usually kept track of via a time instrument, a watch, a clock, or a calendar. Virtually everything is a measurement of time. Time can be referred [...]
Is There a Way to Protect Assets and Provide Quality Long Term Care for Someone Already Receiving Care?
As a senior myself working primarily in the senior market, I am very much aware that the number one fear of most seniors is the fear of outliving their money. I have written articles previously about how I have been able to solve this concern for so many people and to help them secure peace [...]
If an investor is thinking of investing in bonds, the first rule to learn is: a bond is nothing more than a debt instrument, a loan. Think of buying a bond like making a loan to a corporation, government, federal agency or other organization. Bond issuers understand that investors are not going to invest without [...]
Longevity Risk, Investment Risk Withdrawal Options, IRS Life-Span, Assumed Growth, Payment Adjustments Control of Assets, Beneficiaries T.S.P Modernization Act of 2017 When you retire, there are some decisions to consider that will impact the financial quality of your future years. For Federal and USPS employees, nothing is more critical than managing your TSP funds properly. [...]
Municipal securities, also known as "munis," are bonds issued by governmental entities such as states, cities, counties, and other organizations. The bonds are sold to raise money for public interest projects such as schools, bridges, roads and other municipal construction needs to benefit the public. Like all bonds, munis pay a specified amount of interest [...]
Happy New Year. The time of year where we often reflect upon the previous year and take inventory of what we have accomplished and where we fell short. Many people (myself including) take the time to set goals for the upcoming year, but just saying what we want to happen isn’t enough. If you want [...]