What Federal Employees Must Know Before Borrowing From Their TSPs

If you are a federal employee or have a family member who is, then you know that the Thrift Savings Plan (TSP) is one of the cornerstones of a government benefits package. As with many non-federal savings plans, it is possible to take out a loan on your Thrift Savings Plan. However, most experts, including [...]

By |2020-07-02T18:43:23+00:00July 2nd, 2020|Investing, Retirement Planning|

Seven Common Mistakes Federal Employees Make With Their RetirementBenefits

When my sister Angie and I started our financial services business, Genuine Financial Advisors, we did so because we discovered, through circumstances in our own family, that failing to plan can have devastating consequences, especially in retirement. Mistakes made in any phase of a person's financial life will almost certainly have a magnified impact once [...]

By |2020-06-25T19:55:25+00:00June 23rd, 2020|Retirement Planning|

Understanding Your T.S.P. Options and Decisions.

Longevity Risk, Investment Risk Withdrawal Options, IRS Life-Span, Assumed Growth, Payment Adjustments Control of Assets, Beneficiaries T.S.P Modernization Act of 2017   When you retire, there are some decisions to consider that will impact the financial quality of your future years.  For Federal and USPS employees, nothing is more critical than managing your TSP funds properly.  [...]

By |2020-04-15T20:57:25+00:00January 4th, 2018|Retirement Planning|