US Treasury EE Saving Bonds: Good Idea Or A Stinker Idea?

Buying a US Treasury EE Bond can be a great idea if you want your funds held long term and have no need for the funds prior to their 20 year maturity. EE Bonds offer fixed interest rates for the life of the bond. The maturity period for EE Bonds is 20 years, if you redeem the bond in the first 5 years of ownership, there is a penalty affixed. EE Bonds offer safety, market yield and tax deferred interest compounding.

By |2020-04-15T20:58:54+00:00February 11th, 2020|Bonds|

When is a Good Age to Consider Investing in An Annuity?

Annuities are designed as long term vehicles to be used later in life — at least until age 59 ½. To make annuity owners focus on their use later in life, the IRS imposes a 10% additional tax for any annuity accessed before that age minimum of 59 ½. The tax is in addition to any income taxes which may also be due on a pre-59 ½ distributions.

By |2020-04-15T01:18:03+00:00March 16th, 2019|Annuities|

10 Solid Reasons To Consider An Annuity For Your Retirement Foundation

Need a reason to add an annuity to your retirement portfolio?  Here are 10. Annuities aren’t for everyone; you have seen me write about that often. But when you are putting together your “bedrock” foundation for your retirement plan, they can be essential to that planning. Think of layering, this about safety and security as [...]

By |2020-04-12T23:27:28+00:00February 17th, 2019|Annuities, home-mid|

What Is a 403(b) Plan?

Learn How a 403(b) Can Expand Your Retirement Options A 403(b) plan, also known as a Tax Sheltered Annuity (TSA), is a retirement plan for employees of public schools and other tax-exempt organizations. It's also called a tax-sheltered annuity (TSA), a tax-deferred annuity, or a 403(b) annuity. Only certain people are eligible to participate in [...]

By |2020-04-15T01:17:48+00:00January 23rd, 2019|Retirement Planning|

Stress Free Retirement With Annuities

While saving for the eventual day that you no longer have to rise early, get dressed and commute or drive to your place of employment, you hoped you could accumulate as much as possible without losing any of your hard-earned money. But that did not always happen. Your 401k, IRA or another tax-deferred account would [...]

By |2020-04-16T00:07:26+00:00October 3rd, 2018|Annuities, Retirement Planning|