The Stock Index & How History Can Make You A Smarter Investor

The stock index & how history can make you a smart investor “The best way to measure your investing success is not by whether you’re beating the market but by whether you’ve put in place a financial plan and a behavioral discipline that are likely to get you where you want to go."- Benjamin Graham [...]

By |2020-04-15T21:50:00+00:00March 26th, 2019|Investing|

Rating and Comparing Annuities

An annuity is a long-term financial contract, and permanent whole life insurance purchased as an alternative to annuities is also a commitment that could last for several years. Investors who wish to make a good decision can help themselves choose well by consulting annuity rating agencies in order to make an informed buying decision.

By |2020-04-16T19:35:17+00:00February 27th, 2019|Annuities, Annuities 101|

The Myth And Realities Of Your Average Rate Of Return

This is the single most factor that everybody gages their investment decision “What is the rate of return?” and it depends on who you ask. If you ask an investment broker, he is going to tell you the average rate of return on XYZ mutual fund is 6%. But what you want to know is [...]

By |2020-04-15T21:44:38+00:00October 29th, 2018|Investing, Retirement Planning|

The Rollercoaster Market And Why My Clients Are Laughing

U.S. stocks closed sharply lower Wednesday as the Dow Jones Industrial Average sank more than 800 points and the Standard & Poor’s Stock Index 500 had its worst day since February as technology stocks went into a freefall. Investors spooked by rising bond yields dumped equities in all sectors, triggering a wide-ranging sell-off and a [...]

By |2020-04-15T21:49:13+00:00October 16th, 2018|Annuities, Retirement Planning|

Don’t Worry The Market Always Comes Back

(Private conversation between a stock broker and a client) Client: Mr. Broker, since the first of the year, my account invested with your recommendation, the Dow Jones Industrial Average has lost almost 10%, why? Broker: Don’t worry, the market always comes back. Client: Yes, but I was planning on retiring sometime this year and you [...]

By |2020-04-14T18:21:58+00:00July 7th, 2018|Annuities|