Social Security Will Run Out of Money

Social Security will never run out of money. I know that is a broad and concerning statement, and one intended to cause the reader to investigate further. The new research report from Boston College’s Center for Retirement Research provides us with fresh and actionable information. If current spending, without tax adjustment, continues in 2034, benefits [...]

By |2021-07-20T22:18:04+00:00July 18th, 2021|Social Security|

Will Inflation Kill Your Retirement

A few years ago, the Secure Retirement Institute developed a model designed to drive home an important but often overlooked fact: Inflation is a real danger to those nearing or in retirement, perhaps the greatest threat of all. The Secure Retirement Model showed what inflation could do to the average Social Security benefit during a [...]

By |2020-05-20T20:33:45+00:00May 20th, 2020|Retirement Planning|

Fear And Ignorance In Retirement Planning

A recent report from the American College illustrates the lack of information and knowledge most Americans have when it comes to their financial lives. This can become a significant problem for those working towards a retirement that has enough funds to make the “golden” years “golden.” The simple fact that so many Americans are misinformed [...]

By |2020-04-14T18:43:40+00:00October 8th, 2019|Retirement Planning|

Fixed Indexed Annuities And The Road Analogy

I am a “visual” type thinking person. So, I was thinking of ways to further describe the FIA, knowing that it's a different language. I have spoken this language for the better part of 18 years; realizing that sometimes in the communication of a different language, there is a loss of meaning and or interpretation. [...]

By |2020-04-14T19:04:57+00:00September 13th, 2019|Annuities|

Your Retirement Distribution Strategy

Retirement is close. You can see it in the near future. You’ve worked hard to accumulate your resources, and you are facing the most important aspect of reaching retirement: how do you take distributions from all of your accounts so the money will last and in the most tax efficient way possible? Even though each [...]

By |2020-04-15T01:12:15+00:00June 6th, 2019|Retirement Planning|

Five Tips For Cybersecurity Consciousness

Americans’ top worries about crime are “having your personal, credit card or financial information stolen by computer hackers” and “being the victim of identity theft” according to a Gallup survey published in late 2017. In a world that is going increasingly digital, we must all adapt, and retirees are no exception. A few years back, [...]

By |2020-04-14T19:05:12+00:00November 25th, 2018|General Business|