The Ugly Truth About Women And Retirement

"Even before the COVID-19 financial crisis, the nation was facing a retirement saving crisis, with women already at a significant disadvantage,"- Tyler Bond, National Institute on Retirement Security. Women, especially divorced and widowed women, face a series of complex hurdles when it comes to being prepared for retirement. For example, many women in the workforce [...]

By |2020-08-04T05:28:28+00:00August 3rd, 2020|Retirement Planning, Uncategorized|

Will Inflation Kill Your Retirement

A few years ago, the Secure Retirement Institute developed a model designed to drive home an important but often overlooked fact: Inflation is a real danger to those nearing or in retirement, perhaps the greatest threat of all. The Secure Retirement Model showed what inflation could do to the average Social Security benefit during a [...]

By |2020-05-20T20:33:45+00:00May 20th, 2020|Retirement Planning|

7 Things You Must Know About Claiming Social Security

Social Security is a great program, but knowing when and how to claim your benefits can determine how much you collect. Here are seven potential problems you need to consider so you can maximize your Social Security income. 1: Remarrying Before Age 60 If your spouse dies, you will be entitled, in most situations, to [...]

By |2020-04-13T17:57:44+00:00October 16th, 2019|Retirement Planning|

Fear And Ignorance In Retirement Planning

A recent report from the American College illustrates the lack of information and knowledge most Americans have when it comes to their financial lives. This can become a significant problem for those working towards a retirement that has enough funds to make the “golden” years “golden.” The simple fact that so many Americans are misinformed [...]

By |2020-04-14T18:43:40+00:00October 8th, 2019|Retirement Planning|

Fixed Indexed Annuities And The Road Analogy

I am a “visual” type thinking person. So, I was thinking of ways to further describe the FIA, knowing that it's a different language. I have spoken this language for the better part of 18 years; realizing that sometimes in the communication of a different language, there is a loss of meaning and or interpretation. [...]

By |2020-04-14T19:04:57+00:00September 13th, 2019|Annuities|

Your Retirement Distribution Strategy

Retirement is close. You can see it in the near future. You’ve worked hard to accumulate your resources, and you are facing the most important aspect of reaching retirement: how do you take distributions from all of your accounts so the money will last and in the most tax efficient way possible? Even though each [...]

By |2020-04-15T01:12:15+00:00June 6th, 2019|Retirement Planning|