The Misconception Of Annuity Liquidity And Income Riders

One of the biggest concerns my prospective clients have when researching annuities is accessibility.   As big as a myth that this is, the reality is, annuities have more liquidity features than any other considerable “safe” investments. The only investment with more liquidity in a “safe money” investment is cash just sitting in a bank [...]

By |2020-04-15T21:43:39+00:00August 7th, 2019|Annuities|

What is the color of your money — Red or Green?

Has a financial professional ever asked you what the color of your money is? Many investors are unfamiliar with this terminology. Most individuals have not heard of this because their financial advisers are more interested in discussing the specifics of a certain product rather than how you will benefit from that product. What I see is that focusing on product versus color can have a negative impact on your retirement.

By |2020-04-15T01:20:59+00:00March 27th, 2019|Annuities, Financial Planning|

The Stock Market, The Magnificient Twenty and Volatility

Annuities » The Stock Market, The Magnificient Twenty and Volatility The theme of the fixed/indexed annuity message is safety and security. There is plenty of research and studies to back up the fact that these plans work and they work well. When you are retired, everything works completely different than when you were working. It’s like doing everything in a mirror. Money management activities become opposite to when a person is working. Safe money fixed/indexed annuity accounts grow on a guaranteed basis, with no risk, even in uncertain economies that occur from time to time.

By |2020-04-15T21:50:13+00:00February 14th, 2019|Annuities, Retirement Planning|

Failure To Plan Can Be Devastating

The Best Practices Used to Create Sustainable Streams of Retirement Income When it comes to entering retirement, failure to plan can have devastating consequences. Most of my clients are looking to develop a plan for paying themselves in retirement. That and so much more is offered at Mayfield Financial & Estate Protection Services, Inc. By [...]

By |2020-04-14T18:42:50+00:00February 1st, 2019|Retirement Planning|

Social Security Could Be Gone Sooner Than You Think

In your retirement years, it is essential to not rely on Social Security as your only source of income, especially if you plan on being comfortable in the golden years of your life. 95% of Americans think “I have assets outside of only relying on Social Security, like my 401(k)”, but still don’t have a [...]

By |2020-04-16T00:23:46+00:00August 2nd, 2018|Social Security|