Have we hit the bottom? As far as the stock market goes, I mean. It’s hard to tell, but the critical thing to remember is that the recession of 2008 started the week ending 12/31/2007; the market was 13,264.82. It didn’t hit that mark again until the week ending 8/17/2012. Four and a half years [...]
Did you DO something? Make a bad choice? A poor Decision? Surely you did SOMETHING to cause your mutual funds, stocks, or 401K to lose value! As I write this, the market has dropped over 1000 points. Why? Something out of our control happened: the Corona Virus became a pandemic. You didn’t have anything to [...]
Typically Brokered CDs are long term commitments. A Brokered CD could have a term of 10 or 20 years. The value of the Brokered CD is set for the time duration offered by the bank. But the actual value of the Brokered CD changes daily based on general interest rates available to the consumer. In many ways Brokered CDs are the same as a bond, the bond will pay a specified interest rate for a specified time periods but if the bond is sold prior to maturity, the actual amount received by the bond owner may be higher or lower than the face value.
Potential Market Losses... Increased Tax Rates... Is your retirement nest egg safe? You’ve spent a lot of time, hard work, and dedication saving for retirement. So the last thing you want is to lose any of your hard-earned money to market losses or increased tax rates. However, this is what a lot of retirees face [...]
Two of the benefits of Fixed Indexed Annuities I talk about daily in my practice are 1) their ability to protect retirement accounts from market volatility, and 2) protection from ever running out of income during retirement. Of course, this is retirement asset protection. But something that has been lost over the past several [...]
Many investors see the stock market as a way to get rich quick, but if they don’t understand their investment, or how the stock market works, they could be in for trouble.
Why not use annuity products to insure your retirement plan? It is much easier (and less expensive) than you think.
We all dream of retirement and spending our time as we see fit, but making that life changing decision prior without fully understanding the consequences can be an error. Compared to other cultures and countries, The US lags behind in the percentage of funds saved.
The current state of the world economy is about as volatile as it has ever been since WWII. Many investors have run to safety and made huge purchases in the only one really safe vehicle available-US Treasuries. Buying Treasuries is definitely a safe investment option….or is it? It is true that US Treasuries carry no risk, no risk in your investment being lost. However, there is another risk associated with investing in US Treasuries.
There are numerous reasons for owning an annuity but the most often considered reason is using an annuity for income. Annuities possess a wonderful feature; an annuity will guarantee income for as long as a person wants, even for an entire lifetime. If you are considering exploring an annuity and are interested in getting an annuity quote, here are a few simple rules.