Are We There Yet?

Have we hit the bottom? As far as the stock market goes, I mean. It’s hard to tell, but the critical thing to remember is that the recession of 2008 started the week ending 12/31/2007; the market was 13,264.82. It didn’t hit that mark again until the week ending 8/17/2012. Four and a half years [...]

By |2020-04-13T18:38:11+00:00March 18th, 2020|Investing|

NOW WHAT DID YOU DO

Did you DO something? Make a bad choice? A poor Decision? Surely you did SOMETHING to cause your mutual funds, stocks, or 401K to lose value! As I write this, the market has dropped over 1000 points. Why? Something out of our control happened: the Corona Virus became a pandemic. You didn’t have anything to [...]

Brokered CDs, Are They Right For You?

Typically Brokered CDs are long term commitments. A Brokered CD could have a term of 10 or 20 years. The value of the Brokered CD is set for the time duration offered by the bank. But the actual value of the Brokered CD changes daily based on general interest rates available to the consumer. In many ways Brokered CDs are the same as a bond, the bond will pay a specified interest rate for a specified time periods but if the bond is sold prior to maturity, the actual amount received by the bond owner may be higher or lower than the face value.

By |2020-04-13T19:22:20+00:00February 6th, 2020|General Business|

Investing Can Be Risky….Maybe Not!

The current state of the world economy is about as volatile as it has ever been since WWII. Many investors have run to safety and made huge purchases in the only one really safe vehicle available-US Treasuries. Buying Treasuries is definitely a safe investment option….or is it? It is true that US Treasuries carry no risk, no risk in your investment being lost. However, there is another risk associated with investing in US Treasuries.

By |2020-04-17T16:17:53+00:00May 13th, 2019|Annuities|

Get an Annuity Quote – Some Things to Consider

There are numerous reasons for owning an annuity but the most often considered reason is using an annuity for income. Annuities possess a wonderful feature; an annuity will guarantee income for as long as a person wants, even for an entire lifetime. If you are considering exploring an annuity and are interested in getting an annuity quote, here are a few simple rules.

By |2020-04-14T19:14:34+00:00April 4th, 2019|Annuities|