Lower Interest Rates Until 2023? Great For Spenders, Bad For Retirement

In September 2020, the Federal Reserve ended its two-day policy meeting by announcing its intention of keeping interest rates at their current all-time lows until 2023. Since 70% of the American economy relies on consumption, the Fed's commitment to low-interest rates is part of an effort to push Americans away from saving and into spending. [...]

Make Sure Your Savings Outlast You

Make Sure Your Money Doesn't Die Before You Do! You don’t know how long you’ll need your retirement money to last or how much your investments will earn. Ideally, you’d like to be able to live off your investment earnings, so you’d better have plenty of savings. Most planners recommend that you expect to live [...]

By |2020-04-17T18:09:44+00:00January 18th, 2019|Annuities, Investing, Retirement Planning|

Choose An Annuity For Your Retirement Account

Fear and concern over yields with safe, secure money should be at the forefront for any retiree or person with limited resources. Especially if maintaining a current lifestyle is important and the goal. In an era of money market funds yielding next to nothing, fear of inflation, and concern regarding out of control government spending [...]

By |2020-04-13T19:40:32+00:00June 29th, 2018|Annuities|

Maximize Your Pension And Take Better Care Of Your Spouse.

Many pension programs both in the private and public sector offer a “Spousal Survivor Benefit.” If the primary pensioner dies first—the spouse gets a percentage, usually not all, of the regular monthly pension received before death. If selected, this nice benefit comes at a not-so-nice cost. The provider of the monthly pension is now going [...]

By |2020-04-17T18:14:28+00:00March 18th, 2018|Retirement Planning|