Pretend you are a corn farmer and it is time to sow your seeds. It's spring, and it's time to plant seed corn for the yearly crop. The government shows up and offers you a proposition: You can pay taxes now at a really low rate on just the seed corn, or you can wait [...]
Journalist Jane Bryant Quinn wryly observed that “The shortest period lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.” Most of us realize the day will come when we find ourselves in need of readily accessible cash. Whether it’s an unanticipated automobile repair bill, [...]
The idea behind Medicare Part D to provide a consistent and quality flow of prescription drugs to Medicare participants is causing damage to the quality of their retirement. Out of pocket costs are soaring as the cost of the drugs increases and the level of benefit provided by Medicare decreases. A recent report discovered that [...]
Is There a Way to Protect Assets and Provide Quality Long Term Care for Someone Already Receiving Care?
As a senior myself working primarily in the senior market, I am very much aware that the number one fear of most seniors is the fear of outliving their money. I have written articles previously about how I have been able to solve this concern for so many people and to help them secure peace [...]
Most people are just not prepared to deal with the expense and life change a LTC situation would bring. Costs can easily exceed $7,000 a month or more and frankly most people just can’t afford the expense.