Billions In Fees Translates to Billions In Lower Retirement Income

Be cautious of fees subtracted from your retirement funds, you could be the loser at retirement time. With the recent volatility in the stock markets worldwide, concern over the future of many people’s retirement accounts is at the forefront. Volatility, as defined in the stock market, means to many of us that sleeping well at [...]

By |2020-04-12T23:31:27+00:00March 16th, 2019|Annuities, Retirement Planning|

Market Volatility Can Be Defeated: Retain or Gain!

If you can retain and then gain, don't you win?   The stock market is up, the stock market is down, day after day. Stress among many people worried about the future is very high. If you have experienced losses in your IRA and are concerned about your future retirement options, answer a few questions [...]

By |2020-04-17T18:12:49+00:00February 17th, 2019|Annuities, Retirement Planning|

Variable Annuities | Tips to fully understanding variable annuities

If you are considering the purchase or if you already own a variable annuity make certain you fully understand how they work. Annuities can be a good decision and they can also be your worst nightmare. The difference depends on how the benefits of a variable annuity can benefit you Listed below are 10 things to fully understand before buying a variable annuity.

By |2020-04-12T23:50:20+00:00February 13th, 2019|Annuities|

Investments That Will Help You Sleep Well Tonight

The stock market is out of control.  How about your retirement account? The CEOs salaries are out of control. Hedge funds are volatile and expensive. What options does that leave for the safety investors? Where can we invest our money to ensure it will not lose value? A bigger question is this: Who can you [...]

By |2020-04-17T16:18:08+00:00January 18th, 2019|Annuities|

Don’t Worry The Market Always Comes Back

(Private conversation between a stock broker and a client) Client: Mr. Broker, since the first of the year, my account invested with your recommendation, the Dow Jones Industrial Average has lost almost 10%, why? Broker: Don’t worry, the market always comes back. Client: Yes, but I was planning on retiring sometime this year and you [...]

By |2020-04-14T18:21:58+00:00July 7th, 2018|Annuities|

Dollar Cost Averaging With Variable Annuities

While dollar cost averaging does not by itself shield investors from market downturns, continuous and scheduled purchases over an extended period of time tend to cancel out the ups and downs of the market, and leave the investor with a net gain and a minimized risk. A variable annuity is more suited for taking advantage of dollar cost averaging because it allows for a specific portion of your annuity investment to be transferred tax free on a monthly into equity portfolios.

By |2020-04-14T18:19:04+00:00September 12th, 2013|Annuities|