Fixed Indexed Annuities And The Road Analogy

I am a “visual” type thinking person. So, I was thinking of ways to further describe the FIA, knowing that it's a different language. I have spoken this language for the better part of 18 years; realizing that sometimes in the communication of a different language, there is a loss of meaning and or interpretation. [...]

By |2020-04-14T19:04:57+00:00September 13th, 2019|Annuities|

A Physicians Career and Protecting Your Retirement Funds With Fixed Indexed Annuities

  Imagine the life of a physician. Many years of study, financial hardships, long time periods as a resident, then a physician has to build a practice, investing more money and dealing with government regulations. Being a physician is not for everyone, and it is a tough career choice., but for many, it is also [...]

By |2020-04-14T00:01:44+00:00August 10th, 2018|Annuities|

Concern Over A Bear Market Places Annuities In Demand

Bulls, bears, up, down, who knows? There are numerous indicators that the current stock market could be subject to a slip into a full-blown “Bear” market. This would convert to longer-term losses in equities as well as a significant shift in investments to bonds and annuities. With a bear market can also come exposure to [...]

By |2020-04-13T19:41:34+00:00July 18th, 2018|Annuities|

At Risk

Every decision you make today, and action you take today, carries an element of risk and offers a potential benefit. It’s such an inherent part of life, and we don’t even think about it. The only time we think much about risk is when the risk makes us uncomfortable. We tend to measure risk with [...]

By |2020-04-13T18:50:08+00:00June 27th, 2018|Retirement Planning|

How Fixed Indexed Annuities Offer Guaranteed Income And Avoid Market Risk

Is guaranteed lifetime income important to you?   From time to time clients ask me for an analogy about what Fixed Indexed Annuities are and how insurance carriers can provide upside potential and growth while insulating the annuity owner from downside market risks. An analogy from the world of real estate investing may help understand [...]

By |2020-04-12T23:36:19+00:00February 26th, 2018|Annuities|

Should An Annuity Be A Part of Your Retirement Portfolio?

10,000 a day join the ranks of retirees Since 2014 the number of Americans retiring has increased to 4 million annually, more than 10,000 a day. From 2014 to 2034, about 80 million seniors are expected to retire which will strain Social Security and Medicare systems with the potential to lead to increased reductions in [...]

By |2020-04-16T00:19:03+00:00April 1st, 2017|Annuities|