If you are over 50, your financial advisor, agent, or CPA has probably mentioned the need for some protection against the potentially disastrous costs of long-term care. Knowing that retirees face increasing costs for long-term care and live longer than ever, your advisor may have suggested you purchase traditional long-term care (LTC) insurance policy. However, [...]
Planning for annual expenses is only part of what it takes to create a more prosperous and happy post-career life. It's also crucial to consider the costs associated with age-related loss of independence. Chronic illnesses, accidents, and injuries can happen throughout a person's lifetime. These occurrences are especially impactful in the later years and often [...]
How Medicare Supplemental And Long Term Care Planning Can Make All The Difference In Your Life When people enter their Golden Years, many transition from an employer-sponsored health plan to Medicare with confusion. The importance of adding an effective Medicare supplemental policy, and also considering adding plans to cover long term care expenses cannot be [...]
Many people have mixed feelings about retirement. They also don't have the correct mindset of retirement because they are still employed. Some even dread retirement because they don't have a clue, what they will do, will they be fine or miserable., Basically no one is prepared nearing retirement age. In general, most people work [...]
Until recently few other options for LTC protection have existed Until recently, there have not been many options to pay for long-term care (LTC) costs. Some people may be fortunate enough to self-fund their care or purchase a traditional long-term care policy from an insurance company. Even then, the cost of the premiums could be [...]
Is There a Way to Protect Assets and Provide Quality Long Term Care for Someone Already Receiving Care?
As a senior myself working primarily in the senior market, I am very much aware that the number one fear of most seniors is the fear of outliving their money. I have written articles previously about how I have been able to solve this concern for so many people and to help them secure peace [...]