Downside Protection And Guaranteed Lifetime Income

Protection against loss and lifetime income!  How can those guys do that? Of all the many wonderful features of Fixed Indexed Annuities (FIAs), perhaps the two most significant features are downside protection of our retirement assets from market volatility along with guaranteed lifetime income. Yes, even if you live to be 100 or more and [...]

By |2020-04-14T18:23:38+00:00March 25th, 2019|Annuities|

Is Financial Planning Different Than Retirement Planning

What is the difference?  Make sure you know. Yes, it most certainly is. A financial plan will focus on the accumulation phase during your working years. Its purpose is to make sure you have a realistic target of how much money you will need after you stop working. It also helps ensure that you’re saving [...]

By |2020-04-17T16:19:50+00:00January 28th, 2019|Retirement Planning|

Market Fears And Retirement Planning: One Category Is Not Affected

Is the Financial Crisis and Market Volatility Affecting Your Sleep? Financial volatility and the ongoing crisis Have most Americans been exposed to the stock markets volatility?  It has caused many people to reconsider timelines for retirement and other lifetime funding option. If your 401 (k) or other retirement investments have been reduced in value or [...]

By |2020-04-12T23:40:40+00:00January 23rd, 2019|Retirement Planning|

Make Sure Your Savings Outlast You

Make Sure Your Money Doesn't Die Before You Do! You don’t know how long you’ll need your retirement money to last or how much your investments will earn. Ideally, you’d like to be able to live off your investment earnings, so you’d better have plenty of savings. Most planners recommend that you expect to live [...]

By |2020-04-17T18:09:44+00:00January 18th, 2019|Annuities, Investing, Retirement Planning|

The Three Biggest Misunderstandings About Annuities.

        Don't be mislead by annuity gossip. Misunderstanding: If you die owning an annuity, the company keeps the money. Annuities are contracts and as such have a designated beneficiary. In the event of death, the amount of funds in an annuity are passed immediately and directly to the beneficiary without the need [...]

By |2020-04-15T21:50:49+00:00November 27th, 2018|Annuities|