Are municipal bonds tax-free? Might want to make sure. Municipal securities, also known as "munis," are bonds issued by governmental entities such as states, cities, counties, and other organizations. The bonds are sold to raise money for public interest projects such as schools, bridges, roads, and other municipal construction needs to benefit the public. Like [...]
Income that can never be outlived is the secret many are learning is the most important part of retirement When was the last time you heard anyone say, “I am not worried about the stock market.” The financial crisis beginning in 2008 still hovers over all of us today. Equities’ sharp drop during the crisis [...]
Lies my financial advisor told me, or How I stopped worrying about “yields” and started loving my guarantees… "It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." --Robert Kiyosaki-( Rich Dad, Poor Dad) The 21st-century financial world [...]
Money has three primary functions in retirement. Those functions are INCOME (the cash flow that you need to live), LIQUIDITY (money for growth and emergencies), and LEGACY. The focus of this article is on LEGACY. The word legacy is defined in part as follows: a gift of property; a bequest; anything handed down from the [...]
I get this question a lot from prospective clients, do you use annuities in your personal retirement planning? The simple answer is yes, absolutely. I have multiple annuities as part of my retirement portfolio. And, the reason I use annuities for my retirement, is the same reason that anyone would use them: Safety, [...]
The Best Practices Used to Create Sustainable Streams of Retirement Income Do you want the best retirement income solutions in 2017? Do you want to find the right answers for creating a secure retirement, never fearing market volatility again with that part of your portfolio that is necessary for sustaining your essential needs? You see, [...]
Sure, when it comes to paying for something like a new car -- cash talks. Cash can get you a better deal and eliminate interest payments. But more importantly, than having cash is having cash flow. Cash flow is the true king. Cash flow is INCOME. Try thinking of your money from a different [...]
Fixed Indexed Annuities are valuable tools for many who are planning their retirement. Along with a company pension and social security, a Fixed Indexed Annuity can provide the basis for guarantees in a retirement plan. Fixed indexed annuities are excellent investments that allow you to enjoy the benefits of interest linked to the market without being affected by market risks.
Banks CDs and Annuities have pros and cons. Here they are...
Selling bonds as an income is ok, but other options are much better and using them does not mean your account can be affected by increasing interest rates, actually the opposite is true. Fixed Indexed Annuities can provide the very income Boomers are looking for and without compensation being charged directly to the Boomer. Plus a variety of options exist especially the BIG one, income can never be outlived.