How Safe is Your Fixed Indexed Annuity?

Each month, millions of dollars are being moved from stocks, bonds, mutual funds, variable annuities, ETFs, 401(k)s, and CDs into Fixed Indexed Annuities. Why? The number 1 reason is SAFETY. But How safe is Your Fixed Indexed Annuity - are you sure it will provide you with enough income to last as long as you live? Should you trust an indexed annuity with your important retirement funds? What happens if an insurance company were to fail? These and other questions are vitally important and the answers may surprise you.

By |2020-04-17T16:04:02+00:00March 5th, 2019|Annuities|

To Be Or Not To Be: What Is An Annuity?

A guarantee or a guess, which would you choose? Guarantees or a future guess, which would you choose? Annuities are annuities. The term annuity, when used as a noun, can mean two entirely different products. According to Investopedia, the definition of an annuity is: An annuity is a contractual financial product sold by financial institutions [...]

By |2020-04-15T21:20:42+00:00February 27th, 2019|Annuities|

You Or Your Funds: Who Will Cross the Finished Line First?

The fear of outliving one’s money typically generates the most amount of anxiety among pre-retirees and retirees alike.    In his 1937 bestseller Think and Grow Rich, Napoleon Hill cited the fear of poverty as having the most common appearance of all the six basic fears every human possesses. The American Institute of CPAs (AICPA) [...]

By |2020-04-15T01:11:15+00:00February 18th, 2019|Annuities|

Annuities, The Big Three: Fixed Interest, Fixed Indexed, and Variable

A bank guarantees the deposit and interest on a bank CD, with a fixed interest annuity, the insurance company guarantees the product. There is one basic different between a bank CD and a fixed interest annuity, the tax liability on interest earned in a fixed interest annuity is deferred until the funds are touched or used. Interest rates can vary between states of residence and offerings from insurance companies.

By |2020-04-12T23:29:28+00:00February 17th, 2019|Annuities|

The Annuity Guarantee: Safety and Security

Guarantees that allow you to sleep better at night   An annuity is a contract sold by insurance companies designed to provide variable payments to the holder at designated time periods usually for retirement. The time period for receiving a payment from an annuity can vary between a few years and a guaranteed income for [...]

By |2020-04-16T00:10:14+00:00February 7th, 2019|Annuities|