A Compelling Story: Fixed Index Annuities

How would you like to play poker where the casino told you they would guarantee you that you will make money on every winning hand and, you would break even on every losing hand. You would line up for that table, wouldn’t you? That is precisely what we offer with Fixed Index Annuities. Tax deferral [...]

By |2020-07-21T19:03:48+00:00July 21st, 2020|Annuities, Estate Planning, Insurance, Retirement Planning, Taxes|

Which Way To Turn

Quarantined, isolated and confused Today, I am sitting in my home, self-isolated, keeping a social distance away from the rest of the world, and I have a slight tickle in my throat.  I am watching TV with one eye on the stock market as the Dow drops lower and lower, and with the other eye [...]

By |2020-07-19T14:30:42+00:00July 19th, 2020|Annuities|

How To Survive And Thrive The COVID-19 Market Losses

I think we can all agree we live in unprecedented times with a worldwide pandemic, anarchy in our cities, and a stock market that is on a roller coaster ride every other day. As retirees, this can become very overwhelming as we question how to protect our hard-earned retirement funds. Do the following fears keep [...]

By |2020-07-01T19:58:52+00:00July 1st, 2020|Annuities|

What If It Was Me

Today I was thinking, “What if it was me?” I’ve always tried to run my company and business by running my decisions or recommendations through that filter. What if it was my family? The Mission Statement for SAFE Harbor Financial is: ”Our goal is to conscientiously provide Estate & Retirement Financial advice consistent with what [...]

By |2020-04-15T01:17:09+00:00April 3rd, 2020|Annuities|

The Retirement Checklist

I recently finished reading a book called ‘The Checklist Manifesto.’ It’s a fascinating book that was written by a surgeon who was struck by the idea that something as simple as a checklist can be the linchpin of a successful outcome, versus complete disaster in some of the most critical of situations. The author spoke [...]

By |2020-04-15T21:47:59+00:00March 10th, 2020|Annuities, Retirement Planning|

The Modernization of American Annuities

The number one reason that people purchase an annuity in the first place is income protection, protection from living too long. Think of it as an insurance to protect you from outliving your assets. It is not uncommon, and it is becoming more common, for people to outlive their retirement funds, people are living longer. For many people, it just makes solid sense. With the purchase of an annuity come contractual benefits known as settlement options.

By |2020-04-15T21:44:11+00:00February 13th, 2020|Annuities, Annuities 101|