Annuity Riders

Many people are familiar with the concept of riders and how a rider pertains to homeowner’s insurance. For example, if a homeowner possesses valuable art investments, the homeowner may elect to purchase an insurance rider in order to gain extra coverage beyond a standard policy, just to protect their art investment. An annuity rider is similar, in that it can be purchased by the annuity holder and then be attached to an annuity.

By |2020-04-13T18:36:04+00:00April 7th, 2019|Annuities, Annuities 101|

How Safe is Your Fixed Indexed Annuity?

Each month, millions of dollars are being moved from stocks, bonds, mutual funds, variable annuities, ETFs, 401(k)s, and CDs into Fixed Indexed Annuities. Why? The number 1 reason is SAFETY. But How safe is Your Fixed Indexed Annuity - are you sure it will provide you with enough income to last as long as you live? Should you trust an indexed annuity with your important retirement funds? What happens if an insurance company were to fail? These and other questions are vitally important and the answers may surprise you.

By |2020-04-17T16:04:02+00:00March 5th, 2019|Annuities|

Understanding Variable Annuities: Pros and Cons

If you fully understood variable annuities you wouldn't consider owning one Don't take my word for it, read about then from the industry watchdog FINRA: http://www.finra.org/industry/variable-annuities   Like all annuity options, variable annuity pros and cons drive the decision-making process. If you are considering the purchase of a variable or fixed annuity or if you already [...]

By |2020-04-15T20:57:12+00:00February 28th, 2019|Annuities|

Estimating The Future Can Be A Mistake Unless It Is Guaranteed

How ignorant are those who don't understand annuities and yet think they are experts A year or so ago, an article written by stockbroker, Brooks Rhys, made a clear and loud statement, “Don’t Buy Equity Linked   Annuities!” I have to laugh at the headline now; Mr. Rhys didn’t even know the correct name of [...]

By |2020-04-12T23:35:10+00:00February 20th, 2019|Annuities|

You Or Your Funds: Who Will Cross the Finished Line First?

The fear of outliving one’s money typically generates the most amount of anxiety among pre-retirees and retirees alike.    In his 1937 bestseller Think and Grow Rich, Napoleon Hill cited the fear of poverty as having the most common appearance of all the six basic fears every human possesses. The American Institute of CPAs (AICPA) [...]

By |2020-04-15T01:11:15+00:00February 18th, 2019|Annuities|