Should Your Portfolio Include A Deferred Income Annuity

Also known as "longevity" annuities, deferred income annuities (DIAs) are risk transfer contracts. These contracts allow you to create a guaranteed future income stream many years before you retire. DIAs are often used to supplement existing qualified plans and pensions. They can help solve a person's concern about outliving their money in retirement. When you [...]

By |2020-08-12T15:00:33+00:00August 10th, 2020|Annuities|

Which Way To Turn

Quarantined, isolated and confused Today, I am sitting in my home, self-isolated, keeping a social distance away from the rest of the world, and I have a slight tickle in my throat.  I am watching TV with one eye on the stock market as the Dow drops lower and lower, and with the other eye [...]

By |2020-07-19T14:30:42+00:00July 19th, 2020|Annuities|

How To Survive And Thrive The COVID-19 Market Losses

I think we can all agree we live in unprecedented times with a worldwide pandemic, anarchy in our cities, and a stock market that is on a roller coaster ride every other day. As retirees, this can become very overwhelming as we question how to protect our hard-earned retirement funds. Do the following fears keep [...]

By |2020-07-01T19:58:52+00:00July 1st, 2020|Annuities|

Volatility, Information, The Stock Market and Annuities

Volatility is what drives the stock market, it changes. As it changes, opportunities exist to make money whether betting on a movement up or a movement down of the market. All that is needed to make the stock market work is volatility and what drives volatility? Information.

By |2020-08-05T22:11:52+00:00March 23rd, 2020|Annuities, Retirement Planning|

Does Your Pension Fund Help You Meet Life’s Unexpected Demands

It is very common when individuals explore retirement plan alternatives that they focus on the monthly payments they will receive when they start taking lifetime income.   There are certain circumstances where that criteria can work against what the plan holder needs. Recently a client explored what products would give him the highest monthly income. [...]

By |2020-04-12T23:34:29+00:00November 22nd, 2019|Annuities|

Annuities Dirty Little Secret Number 1

What is the real benefit of Fixed Indexed Annuities? Your funds are fully guaranteed and are safe and secure. Your Fixed Indexed Annuity can only increase. Fixed Indexed Annuities are best suited for people who want to protect their original principal and provide for an increase in funds linked to a major index.

By |2020-04-13T18:26:49+00:00June 10th, 2019|Annuities, Annuities 101|

Has Conventional Money Wisdom Handcuffed You?

“The problem is too often; we simply accept conventional wisdom, which prevents us from considering other alternatives.” Roger Ibbotson, PhD It’s very telling that years after Roger Ibbotson developed the foundations of what we now consider to be “conventional money wisdom,” he has re-evaluated his position. Ibbotson, a respected economist, and former university professor, created [...]

By |2020-04-14T19:21:53+00:00April 22nd, 2019|Annuities|

Consider Using Math And Science When Planning Your Retirement

Use math, science, and reason when planning your retirement First and foremost, I want to let you know that I would never try to sell you on anything. I have learned in my 40 years of experience that if I try to talk you into something, anybody can come right along and talk you out [...]

By |2020-04-13T19:43:32+00:00April 22nd, 2019|Annuities|