Do You Have The Liquidity Needed For Downturns?

 "Liquid assets are a major component of a healthy financial plan. Are you making sure your clients have the cash they need to hedge against disasters?" Del Fujinaka Income shocks produced as a result of the pandemic have had a somewhat purifying effect on financial planning. Before COVID-19, many consumers were dismissive of the idea [...]

What The Pandemic Has Taught Us About Financial Planning

Like most people, I have found myself challenged by the fallout from the COVID-19 pandemic.  The social consequences are genuine, so is the financial impact as millions of Americans face economic hardship and uncertainty. - Tim Davis, CLU, CEBS As is the case with most of life, each hardship and challenge contains lessons to be [...]

By |2020-09-11T17:58:31+00:00September 8th, 2020|Retirement Planning|

The Real Truth About Fixed Index Annuities In A Bear Market

I think we can all agree that the stock market has been extremely volatile since the COVID-19 pandemic. But what has the market done and what was the average return from the beginning of the stock market.  Well, let us investigate the truth, believe it will be a real eye-opener. We have had a bear [...]

The Ugly Truth About Women And Retirement

"Even before the COVID-19 financial crisis, the nation was facing a retirement saving crisis, with women already at a significant disadvantage,"- Tyler Bond, National Institute on Retirement Security. Women, especially divorced and widowed women, face a series of complex hurdles when it comes to being prepared for retirement. For example, many women in the workforce [...]

By |2020-08-04T05:28:28+00:00August 3rd, 2020|Retirement Planning, Uncategorized|

Is Your Advisor Making The COVID 19 Pandemic Easier On You

I'll be the first to admit that the retirement and income industry is somewhat behind the digital curve. After all, it wasn't that long ago when insurance companies INSISTED on having paper copies of everything (often in triplicate!) along with signatures in black ink. Many companies viewed email and PDFs with more than a little [...]

By |2020-07-28T18:54:34+00:00July 25th, 2020|Retirement Planning|

Coronavirus Has Exposed Retirement Financial Land Mines

If you're like most people, you are somewhat, if not entirely, burned out on the whole coronavirus situation. It's understandable given the tsunami of confusing information directed at us over the past few weeks. However, I advise you not to allow burnout to keep you from taking a closer look at how your finances fared [...]

By |2020-04-29T22:26:47+00:00April 29th, 2020|Retirement Planning|

How To Secure Guaranteed Retirement Income In A Volatile And Chaotic World

No one knows how to time the stock market, no one! By Brad Pistole - Certified Financial Fiduciary® I’ve been the host of Safe Money Radio for more than a decade. If you’ve ever listened to one of my shows, you will hear me say one thing regularly when it comes to your retirement plan [...]

By |2020-04-12T23:36:54+00:00April 2nd, 2020|Annuities|