The Pros and Cons Of Investing and Owning Gold

Gold!  Owning it can create confidence as long as you know the Pros and Cons Throughout history, gold has easily been the most alluring of possessions. For almost ten millenniums, gold has been the standard of all financial wealth. That was also true for nearly 200 years in the United States until President Nixon removed [...]

By |2020-04-15T21:47:30+00:00January 31st, 2019|Investing|

Chevrolet or Ferrari, Which Would You Choose?

What if I told you I was going to give you $100,000 if you can drive from here to the next town in 30 minutes and $80,000 if you can make it in 40 minutes? The only condition is that you have to drive one of the two cars that I choose. One car is a Chevrolet sedan and the other is a Ferrari. The Chevrolet is dependable and powerful enough to get you there in just under 35 minutes. The Ferrari will get you to the same destination in about 20 minutes.

By |2020-04-13T19:38:28+00:00January 14th, 2019|Annuities|

Baby Boomers Are Learning The Secret That Income is King

Income that can never be outlived is the secret many are learning is the most important part of retirement When was the last time you heard anyone say, “I am not worried about the stock market.” The financial crisis beginning in 2008 still hovers over all of us today. Equities’ sharp drop during the crisis [...]

By |2020-04-13T18:58:40+00:00January 11th, 2019|Annuities|

Wall Street’s Latest Attempt To Create An Annuity: Bond Tents

Beware of bond tents that are disguised to act like an annuity It never ceases to amaze me to what lengths Wall Street will go to with their products to make them pretend to be an annuity. Remember, all brokers want to do is make changes in your portfolio for if they can, the more [...]

By |2020-04-15T21:02:04+00:00November 29th, 2016|Annuities, Retirement Planning|

30 Year Bonds Available Get Them While They Are Hot

Is 30 years a long time to have your money invested? Our low-interest rate environment may offer the opportunity for long term bond investors, or does it? In a recent Bloomberg article regarding recent and substantial bond offerings, I couldn’t help but notice the mammoth size sale recently sold to fund VISA and their acquisition [...]

By |2020-04-13T17:55:05+00:00January 6th, 2016|Annuities, Bonds|

The Zoo: Understanding Bulls, Bears and the Deer

Animals can help us understand how the market dictates movement, up or down.   The financial world can seem much like a zoo. Over the years many terms now used derived from animals you may find at the zoo.  The reason is simple, the animal terms are easy for people to relate.  As an example, [...]

By |2020-04-15T21:14:29+00:00January 5th, 2016|Annuities, Investing|

Considering A Fixed Indexed Annuity For Your Important Retirement Funds?

Is guaranteed income important to you?  You might consider selecting an annuity for your retirement income. Are you considering an annuity? Not sure exactly what to do, which policy to buy, what benefits to ask for or do you even know what to ask? Annuities can seem to be very confusing when they are rather [...]

By |2020-04-12T23:32:10+00:00October 21st, 2015|Annuities|

Variable Annuity Companies May Face Huge Loss Of Revenue

A recent article mentioned that Credit Suisse was evaluating how the new Department of Labor (DOL) “fiduciary” rule will affect companies depending on variable annuity fee income. The simple fact is this, variable annuities are losing their place in the market and will eventually be a simple add on product instead of the “bull” annuity [...]

By |2020-04-15T21:00:29+00:00August 4th, 2015|Annuities|