What Women Business Owners Can’t Ignore When Planning For Retirement

If you are a woman business owner and don't feel confident in your ability to retire comfortably, you are not alone. A comprehensive survey of women business owners by Transamerica in 2016 revealed that nearly 46% of the respondents said they were concerned that they would not be able to retire comfortably. Perhaps even more [...]

How Can A Hybrid Annuity Help You Plan For Long Term Care

If you are over 50, your financial advisor, agent, or CPA has probably mentioned the need for some protection against the potentially disastrous costs of long-term care. Knowing that retirees face increasing costs for long-term care and live longer than ever, your advisor may have suggested you purchase traditional long-term care (LTC) insurance policy. However, [...]

Should Your Portfolio Include A Deferred Income Annuity

Also known as "longevity" annuities, deferred income annuities (DIAs) are risk transfer contracts. These contracts allow you to create a guaranteed future income stream many years before you retire. DIAs are often used to supplement existing qualified plans and pensions. They can help solve a person's concern about outliving their money in retirement. When you [...]

By |2020-08-12T15:00:33+00:00August 10th, 2020|Annuities|

A Compelling Story: Fixed Index Annuities

How would you like to play poker where the casino told you they would guarantee you that you will make money on every winning hand and, you would break even on every losing hand. You would line up for that table, wouldn’t you? That is precisely what we offer with Fixed Index Annuities. Tax deferral [...]

By |2020-07-21T19:03:48+00:00July 21st, 2020|Annuities, Estate Planning, Insurance, Retirement Planning, Taxes|

Why You Should Leave Your Heirs Life Insurance Or Annuities

Why You Should Consider Leaving Your Heirs Life Insurance or Annuities (Instead of Your Qualified Plan Money) If you've been thinking about creating a legacy for your loved ones, you may believe that leaving them money from your IRA or 401(k) is the best option. You may have also looked into trusts as a way to [...]

By |2020-07-08T18:23:33+00:00July 8th, 2020|Annuities|

Does Your Annuity Salesperson Stay In Touch With You

…If Not, It Can Be Costing You A Lot Of Money! There are so many changes going on these days. Regarding your annuity, there could be a powerful move you can make, which could put money in your pocket - today. In today’s marketplace, many policies have an MVA (Market Value Adjustment). If yours does [...]

The 3 Biggest Concerns About Variable Annuities

Variable annuities and fixed annuities are very different creatures. Fixed annuities earn a set rate of interest for a specific time period. Variable annuities invest your funds in separate accounts (sub accounts) that invest in securities such as stocks and bonds, etc. Each separate account will offer specific investment objectives, you select the accounts that will best help you reach your goal. Here are specific points to understand before investing in variable annuities.

By |2020-08-05T22:12:49+00:00March 28th, 2020|Annuities|