Fear And Ignorance In Retirement Planning

A recent report from the American College illustrates the lack of information and knowledge most Americans have when it comes to their financial lives. This can become a significant problem for those working towards a retirement that has enough funds to make the “golden” years “golden.” The simple fact that so many Americans are misinformed [...]

By |2020-04-14T18:43:40+00:00October 8th, 2019|Retirement Planning|

You Or Your Funds: Who Will Cross the Finished Line First?

The fear of outliving one’s money typically generates the most amount of anxiety among pre-retirees and retirees alike.    In his 1937 bestseller Think and Grow Rich, Napoleon Hill cited the fear of poverty as having the most common appearance of all the six basic fears every human possesses. The American Institute of CPAs (AICPA) [...]

By |2020-04-15T01:11:15+00:00February 18th, 2019|Annuities|

Ashok S. Ramji Earns Chartered Life Underwriter Designation CLU®

Ashok S. Ramji Earns Chartered Life Underwriter® Designation CLU® Bellevue, WA – February 2, 2019 – Ashok S. Ramji, Financial Consultant, TOP Planning LLC has earned the Chartered Life Underwriter® (CLU®) professional designation from The American College of Financial Services, Bryn Mawr, PA. Candidates for the CLU® designation must complete a minimum of eight courses [...]

By |2020-04-12T23:30:25+00:00February 4th, 2019|Insurance|