Navigate the issues and learn the tips & tools critical to both homeowners and Real Estate investors.

Retirees Should Invest In A Fixed Indexed Annuity 

As people get close to their retirement years, objectives and goals must adjust from accumulation to income distribution, and portfolio investment risk must be also be addressed accordingly. There is no good reason for investors at or near retirement to have stock or bond market risk, especially in the current low-interest-rate environment. So, where can [...]

Lower Interest Rates Until 2023? Great For Spenders, Bad For Retirement

In September 2020, the Federal Reserve ended its two-day policy meeting by announcing its intention of keeping interest rates at their current all-time lows until 2023. Since 70% of the American economy relies on consumption, the Fed's commitment to low-interest rates is part of an effort to push Americans away from saving and into spending. [...]

What Women Business Owners Can’t Ignore When Planning For Retirement

If you are a woman business owner and don't feel confident in your ability to retire comfortably, you are not alone. A comprehensive survey of women business owners by Transamerica in 2016 revealed that nearly 46% of the respondents said they were concerned that they would not be able to retire comfortably. Perhaps even more [...]

Should You Consider Moving When You Retire

"Some retirees find they can add 6-8 years to their retirements by moving. But there are lots of things to consider before doing so."-Dana Trenchfield It's common for seniors who want to remain in their hometowns to trade their large homes for smaller, less expensive ones. Most retirees enjoy being in a familiar environment and [...]

Cost Segregation

What is a cost segregation study, and how can it benefit real estate investors?   Recent tax changes contained in the Tax Cuts and Jobs Act of 2017 have boosted the appeal of cost segregation studies for even middle-class real estate investors. Long leveraged by seasoned commercial real estate investors, cost segregation studies allow taxpayers [...]

By |2020-04-13T19:52:11+00:00August 5th, 2019|Real Estate|

Introduction to REITs

A Real Estate Investment Trust, or REIT, is a real estate company that offers common shares to the company, thus giving those on the “outside” the opportunity to invest in stock that might otherwise be unavailable to them. While a REIT is similar to any stock that represents ownership in an operating business, there are two features unique to an REIT that similar types of stock do not share. With REITs, its primary function is to manage groups of income-producing properties, and it must distribute most of its profits as dividends.

By |2020-04-17T16:17:30+00:00February 20th, 2019|Real Estate|

1031 Exchanges and Tax Benefits

What if there was a way for you to bypass those taxes and move investment real estate without tax exposure? A Section 1031 Real Estate Exchange can do just that. In order to understand what Section 1031 is, we first explore the term “exchange.” In real estate, an exchange refers to the ability to sell (exchange) property, for property. If you are prepared to put in the effort you may find that the savings your investment property accumulates from Section 1031 are well worth your time and attention.

By |2020-04-13T17:50:13+00:00September 15th, 2014|Real Estate|

Home Equity – Reverse Mortgage Loans

Home equity loans have been, until recently, an easy way for Americans to finance their spending. For seniors with mortgage free homes, one of the most popular ways to do this is by means of the reverse mortgage. A reverse mortgage allows you to borrow money against the equity of your house, without having to pay it back in installments. The repayment takes place you die, move house or sell it off. A reverse mortgage requires no income proof and the only eligibility criteria is home ownership by a person aged 62 or more.

By |2020-04-14T19:24:46+00:00May 7th, 2013|Real Estate|