NOW WHAT DID YOU DO

Did you DO something? Make a bad choice? A poor Decision? Surely you did SOMETHING to cause your mutual funds, stocks, or 401K to lose value! As I write this, the market has dropped over 1000 points. Why? Something out of our control happened: the Corona Virus became a pandemic. You didn’t have anything to [...]

A New Idea That Has Been With Us For Over 200 Years

“Only money left over after paying taxes can be spent. For the average person in the U.S., 34.5% of that sum goes to pay interest alone, to finance car purchases, homes, and various other purchases. This money is gone forever. It is making persons in the banking business wealthy. It can be yours to enrich [...]

By |2020-04-13T18:01:27+00:00August 14th, 2019|Insurance|

Long Term Care Insurance Premiums Increase Continue With No End In Sight

Planning now will go a long way toward helping you have a more peaceful and prosperous retirement. “A couple in their mid-50s purchasing new long-term care insurance coverage can expect to pay just over $3,000 for a potential combined benefit of over $770,000 in coverage should they begin needing care at age 85.”- American Association [...]

By |2020-04-12T23:38:28+00:00June 25th, 2019|Insurance|

Term Life Insurance: Advantages and Disadvantages

Term life insurance is often Less expensive than other types of insurance, especially when the insurance is purchased while the policyholder is younger in age. Because of its affordability, it can be a good choice for short-range goals, such as until your youngest child finishes college, while you pay off a loan, extra insurance protection during child-raising years or until you are able to afford a more permanent type of life insurance. The cost and availability of the type of life insurance that is appropriate for you depend on factors such as age, health, and the type and amount of insurance you need.

By |2020-04-16T00:08:03+00:00May 14th, 2019|Insurance|

How to Understand Insurance Company Financial Ratings

Insurance companies use private rating companies to determine their financial strength. The rating agencies evaluate the insurance companies as to financial strength to meet their current and future contractual obligations. These include their ability to pay current and future claims and their ability to maintain solvency during uncertain financial times.

By |2020-04-17T16:06:09+00:00April 22nd, 2019|Insurance|

The Importance Of Dental Health For Senior Citizens

The importance of observing dental hygiene stretches beyond just a smile. As teeth are one of the busiest organs of the human body, they need to be taken care of with utmost priority. Our recklessness often neglects our oral health (dental health) in eating habits and hygiene routines. Our overall wellbeing is dependent upon our [...]

By |2020-04-15T23:49:46+00:00April 19th, 2019|Insurance|

Life Insurance Plans and Options: The Basics

There are numerous options for which plan to select. Listed below are the basics of life insurance and how the benefits of these choices can help provide protection. There are two types of life insurance plans: term (temporary) or permanent plans. Life insurers offer various forms of term plans and traditional life policies as well as combinations of the two types.

By |2020-04-17T18:06:19+00:00February 16th, 2019|Insurance|