Protecting your family and your assets from risk is an important aspect of any sound financial strategy.

The Importance Of Dental Health For Senior Citizens

The importance of observing dental hygiene stretches beyond just a smile. As teeth are one of the busiest organs of the human body, they need to be taken care of with utmost priority. Our recklessness often neglects our oral health (dental health) in eating habits and hygiene routines. Our overall well-being is dependent upon our [...]

By |2021-12-19T16:28:06+00:00October 21st, 2021|Insurance|

How to Understand Insurance Company Financial Ratings

Insurance companies use private rating companies to determine their financial strength. The rating agencies evaluate the insurance companies as to financial strength to meet their current and future contractual obligations. These include their ability to pay current and future claims and their ability to maintain solvency during uncertain financial times.

By |2021-10-21T23:17:38+00:00October 21st, 2021|Insurance|

Term Life Insurance: Advantages and Disadvantages

Term life insurance is often Less expensive than other types of insurance, especially when the insurance is purchased while the policyholder is younger in age. Because of its affordability, it can be a good choice for short-range goals, such as until your youngest child finishes college, while you pay off a loan, extra insurance protection during child-raising years or until you are able to afford a more permanent type of life insurance. The cost and availability of the type of life insurance that is appropriate for you depend on factors such as age, health, and the type and amount of insurance you need.

By |2021-10-21T15:19:18+00:00October 21st, 2021|Insurance|

Six Reasons Federal Employees Might Choose Private Insurance Over FEGLI

"If you are a government employee participating in the Federal Employees' Life Insurance program, you should plan to know you have other options."-Angie Politarhos. If you're a government employee, you know that FEGLI, an acronym for Federal Employees' Group Life Insurance, is a life insurance program offered to government workers. FEGLI is, in fact, the [...]

By |2021-10-15T00:04:49+00:00October 14th, 2021|Financial Planning, Insurance, Retirement Planning|

Why You Should Review Your Insurance Regularly

Life events can have a massive impact on your financial affairs and trigger the need for a review of your insurance portfolio. If you experience or have recently experienced any of the following events in your life, it's time to call your insurance professional and schedule a comprehensive insurance evaluation.- Joe Runza If you're like [...]

By |2021-08-16T22:38:27+00:00August 16th, 2021|Insurance, Retirement Planning|

Healthcare And The Baby Boomers

The Baby Boomers are overpowering the health care system.   For over 100 years, the discussion of a national health care system in America has been both a hot and cold discussion. As president, Theodore Roosevelt first suggested a health care system that would be available for all Americans. In fact, as a candidate for [...]

By |2021-08-31T20:49:30+00:00July 8th, 2021|Estate Planning, Insurance|

Make Sure You Understand The Financial Burden Of Long-Term Care.

Make sure you understand the financial burden of long-term care. What's one of the quickest ways your clients can blow through their retirement nest egg? Long Term Care, and with a 70% likelihood of needing some level of extended care, is a predominant retirement risk that should be addressed in every conversation. Many people believe [...]

By |2021-07-06T15:24:13+00:00July 6th, 2021|Estate Planning, Insurance|

The Purpose Of Money Dictates Where We Invest

Let me say that all of America knows where to find Safety—CDs, money markets, and treasury bonds. All of America knows where to find an opportunity—the stock market. However, many do not know where to find safety, an opportunity for growth, liquidity, and income on the same dollar, at the same time, with no risk [...]