Protecting your family and your assets from risk is an important aspect of any sound financial strategy.

Get More Retirement Confidence By Adding An Annuity To Your Portfolio

“Modern retirement, with its volatility and unpredictability, requires the use of multiple retirement income tools including annuities.”  Jim Fish Adjusting to life without regular paychecks is challenging and stressful for many retirees. Maintaining even a modest lifestyle and addressing rising medical costs requires foresight, planning, and strategic execution. Modern retirement, with its volatility and unpredictability, [...]

By |2021-10-28T18:15:02+00:00October 28th, 2021|Annuities, Insurance, Retirement Planning|

Why Your Financial Advisor Should Be A Fiduciary

“A fiduciary advisor puts your best interests over their commissions.  Having a fiduciary might help you avoid getting products and services that don’t fit your situation.”  Jerry Yu If you were going on a cruise, would you want the ship's captain to be a novice sailor or an experienced, licensed professional? You’ll probably choose the [...]

By |2021-10-28T18:14:46+00:00October 28th, 2021|Insurance, Retirement Planning|

Don’t Be Frightened, Be Prepared

This Sunday you’re bound to see plenty of ghouls and goblins roaming about town, it’s Halloween, the “scariest” day of the year. There are, however, more frightening days ahead, especially for those who are nearing or of retirement age. Social Security funds in jeopardy, a global pandemic, increasing health care costs and an aging population [...]

By |2021-10-28T17:33:26+00:00October 28th, 2021|Insurance, Retirement Planning, Social Security|

The Importance Of Dental Health For Senior Citizens

The importance of observing dental hygiene stretches beyond just a smile. As teeth are one of the busiest organs of the human body, they need to be taken care of with utmost priority. Our recklessness often neglects our oral health (dental health) in eating habits and hygiene routines. Our overall well-being is dependent upon our [...]

By |2021-10-21T23:28:49+00:00October 21st, 2021|Insurance|

How to Understand Insurance Company Financial Ratings

Insurance companies use private rating companies to determine their financial strength. The rating agencies evaluate the insurance companies as to financial strength to meet their current and future contractual obligations. These include their ability to pay current and future claims and their ability to maintain solvency during uncertain financial times.

By |2021-10-21T23:17:38+00:00October 21st, 2021|Insurance|

Term Life Insurance: Advantages and Disadvantages

Term life insurance is often Less expensive than other types of insurance, especially when the insurance is purchased while the policyholder is younger in age. Because of its affordability, it can be a good choice for short-range goals, such as until your youngest child finishes college, while you pay off a loan, extra insurance protection during child-raising years or until you are able to afford a more permanent type of life insurance. The cost and availability of the type of life insurance that is appropriate for you depend on factors such as age, health, and the type and amount of insurance you need.

By |2021-10-21T15:19:18+00:00October 21st, 2021|Insurance|

Six Reasons Federal Employees Might Choose Private Insurance Over FEGLI

"If you are a government employee participating in the Federal Employees' Life Insurance program, you should plan to know you have other options."-Angie Politarhos. If you're a government employee, you know that FEGLI, an acronym for Federal Employees' Group Life Insurance, is a life insurance program offered to government workers. FEGLI is, in fact, the [...]

By |2021-10-15T00:04:49+00:00October 14th, 2021|Financial Planning, Insurance, Retirement Planning|