General Business Archives

Review a wide range of topics that affect the business owner and can make the difference between success and failure.

Lower Interest Rates Until 2023? Great For Spenders, Bad For Retirement
Annuities, Bonds, Estate Planning, Financial Planning, General Business, Insurance, Real Estate, Retirement Planning, Small Business

Lower Interest Rates Until 2023? Great For Spenders, Bad For Retirement

In September 2020, the Federal Reserve ended its two-day policy meeting by announcing its intention of keeping interest rates at their current all-time lows until 2023. Since 70% of the American economy relies on consumption, the Fed's commitment to low-interest rates is part of an effort to push Americans away from saving and into spending. [...]

By Brad Rhodes|2020-09-22T00:15:58+00:00September 21st, 2020|Annuities, Bonds, Estate Planning, Financial Planning, General Business, Insurance, Real Estate, Retirement Planning, Small Business|

What Women Business Owners Can’t Ignore When Planning For Retirement
Annuities, Estate Planning, Financial Planning, General Business, Insurance, Investing, Real Estate, Retirement Planning, Small Business, Taxes

What Women Business Owners Can’t Ignore When Planning For Retirement

If you are a woman business owner and don't feel confident in your ability to retire comfortably, you are not alone. A comprehensive survey of women business owners by Transamerica in 2016 revealed that nearly 46% of the respondents said they were concerned that they would not be able to retire comfortably. Perhaps even more [...]

By Angelica Politarhos|2020-09-18T20:16:30+00:00September 18th, 2020|Annuities, Estate Planning, Financial Planning, General Business, Insurance, Investing, Real Estate, Retirement Planning, Small Business, Taxes|

Brokered CDs, Are They Right For You?
General Business

Brokered CDs, Are They Right For You?

Typically Brokered CDs are long term commitments. A Brokered CD could have a term of 10 or 20 years. The value of the Brokered CD is set for the time duration offered by the bank. But the actual value of the Brokered CD changes daily based on general interest rates available to the consumer. In many ways Brokered CDs are the same as a bond, the bond will pay a specified interest rate for a specified time periods but if the bond is sold prior to maturity, the actual amount received by the bond owner may be higher or lower than the face value.

By Syndicated Columnists|2021-08-31T23:57:52+00:00February 6th, 2020|General Business|

Protecting Your Assets
General Business

Protecting Your Assets

Two of the benefits of Fixed Indexed Annuities I talk about daily in my practice are 1) their ability to protect retirement accounts from market volatility, and 2) protection from ever running out of income during retirement. Of course, this is retirement asset protection. But something that has been lost over the past several [...]

By Staff Author|2020-04-16T19:38:20+00:00August 7th, 2019|General Business|

Five Tips For Cybersecurity Consciousness
General Business

Five Tips For Cybersecurity Consciousness

Americans’ top worries about crime are “having your personal, credit card or financial information stolen by computer hackers” and “being the victim of identity theft” according to a Gallup survey published in late 2017. In a world that is going increasingly digital, we must all adapt, and retirees are no exception. A few years back, [...]

By Ashok Ramji, CFP® ChFC® CLU®|2020-04-14T19:05:12+00:00November 25th, 2018|General Business|

Safe Deposit Box Tips
General Business

Safe Deposit Box Tips

As a child, I remember well my mother taking me to the bank in our small town. The bank was more than a place for money; it was a center for a social meeting, a place you would see your friends, a place to visit and grab the latest news. When I explained to my mother [...]

By Bill Broich|2020-04-16T18:36:59+00:00August 21st, 2018|General Business|

Anonymous Sources- Can You Really Trust Them?
General Business

Anonymous Sources- Can You Really Trust Them?

In the aftermath of our most recent election it seems you cannot turn on the television or go online without seeing one story after the other quoting "anonymous sources" as the source of the information being circulated. Unfortunately, as we have seen time after time the "anonymous sources" oftentimes are found to be peddling false [...]

By Robert Kelly|2020-04-13T18:36:41+00:00June 19th, 2017|General Business|

Fake News
General Business

Fake News

It seems you can’t turn on the TV or the Radio or look at a newspaper these days without hearing the expression “Fake News” being thrown at some person or institution. This is usually followed by a long, emotional explanation as to why that specific institution or person is not being honest in what they [...]

By Robert Kelly|2020-04-14T18:43:16+00:00May 14th, 2017|General Business|

Avoid Identity Theft; Learn How to Recognize Phishing Scams
General Business

Avoid Identity Theft; Learn How to Recognize Phishing Scams

Learn how to identify and recognize phishing scams Simply ask for it. That’s the easiest way for an identity thief to steal your personal information. Each day, people fall victim to phishing scams through emails, texts or phone calls and mistakenly turn over important data. In turn, cybercriminals try to use that data to [...]

By Steve Kerby|2020-04-13T18:55:36+00:00December 7th, 2016|General Business|

Congress and US (The American People)
General Business

Congress and US (The American People)

A recent opinion poll suggests that the approval rate for congress just set a new record low. The new approval rate for congress as seen by the American people is 10%. Their ridiculous stands are forcing our government to grind to a halt, people will not be paid and services suspended. Is that the only downside? I think it is a far deeper problem, the issue of faith in our elected officials and their ability to do what we elected them for is in deep jeopardy. I am dissatisfied as I am sure you are also.

By Bill Broich|2021-04-22T17:14:07+00:00October 1st, 2013|General Business|

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