Review a wide range of topics that affect the business owner and can make the difference between success and failure.

Congress and US (The American People)

A recent opinion poll suggests that the approval rate for congress just set a new record low. The new approval rate for congress as seen by the American people is 10%. Their ridiculous stands are forcing our government to grind to a halt, people will not be paid and services suspended. Is that the only downside? I think it is a far deeper problem, the issue of faith in our elected officials and their ability to do what we elected them for is in deep jeopardy. I am dissatisfied as I am sure you are also.

By |2019-04-12T19:16:22+00:00October 1st, 2013|General Business|

What Does the FDIC Not Guarantee or Insure

We all know that the Federal Deposit Insurance Corporation insures our bank deposits.   They are safe, and they are guaranteed. We as a nation depend on these guarantees as for the financial backbone of our monetary system. Have you ever wondered what is not insured? Investments in stocks, bonds, mutual funds, municipal bonds or [...]

By |2019-04-10T22:27:33+00:00July 10th, 2013|General Business|

Brokered CDs, Are They Right For You?

Typically Brokered CDs are long term commitments. A Brokered CD could have a term of 10 or 20 years. The value of the Brokered CD is set for the time duration offered by the bank. But the actual value of the Brokered CD changes daily based on general interest rates available to the consumer. In many ways Brokered CDs are the same as a bond, the bond will pay a specified interest rate for a specified time periods but if the bond is sold prior to maturity, the actual amount received by the bond owner may be higher or lower than the face value.

By |2019-02-15T00:52:49+00:00July 9th, 2013|General Business|

Investors, Teenage Girls and Sheep

Investors, teenage girls and sheep, what do they all have in common? Investors read about a hot mutual fund and buy, the problem is the results are from past performance. Hot mutual funds share results that have already happened, the new investors merely shrink the returns. The new owners of the mutual fund have probably missed the boat.

By |2019-04-12T15:59:27+00:00May 2nd, 2013|General Business|