A solid financial plan is one of the most important things you can offer yourself and your family.

How to Choose a Financial Planning Attorney

Should you consider using a financial planning attorney. Often times, a simple meeting with an attorney can make all the difference in the world when it comes to orderly asset transfer. Here’s a story to illustrate why, a couple in Indiana decided to take the do-it-yourself approach to financial planning.  The husband died unexpectedly and [...]

By |2017-10-23T01:25:28+00:00May 4th, 2017|Financial Planning|

Make Sure Your Credit Score Is Accurate or It Could Cost You

Credit bureaus track consumers’ credit history: making sure they pay their bills, aren’t late on those bills and how much debt they carry. There are many credit bureaus but big three are Experian, TransUnion and Equifax. When you try to borrow money from a lender the lender pulls your credit report from one or more [...]

By |2017-10-23T01:53:21+00:00April 11th, 2017|Financial Planning|

Old News And New News Are Still The Same News

It may be "old" news (anything older than 30 days is old news), but the recent Wells Fargo scandal highlights the need for more Wall Street scrutiny. Wells Fargo, one of the oldest, most respected names in the brokerage business got it's hand caught in the cookie jar. Over 5000 advisors nationwide involved in fraudulent practices...a $185 [...]

By |2017-10-23T03:05:19+00:00February 27th, 2017|Financial Planning|

Why Interest Rates Are Low And Will Stay That Way

Well, at least for awhile. The simple answer is this, the lower the interest rate, the lower the payment obligations.  Based on that concept….. America has successfully refinanced its national debt from higher interest rates to lower interest rates.  88.5% of all national debt is now 10 years or shorter.  This is good for us [...]

By |2017-10-24T05:29:09+00:00July 18th, 2016|Financial Planning|

The Flip Phone Evolution To ROBO Advisors

By Bill Broich Remember when we all had flip cell phones? That technology has been replaced with newer better “smartphones.” It wasn’t that long ago that this revolution began and now each year we eagerly await the latest edition of iPhone 10. This has been accomplished in less than 10 years, 10 years of a [...]

By |2015-07-22T19:12:02+00:00July 13th, 2015|Financial Planning|

Assets Under Management Fees and Expenses

By Bill Broich In the past, financial planners, stock brokers and financial advisors used assets under management as a revenue source.  It works this way:  the client has $500,000 invested with the advisor and even though some of the assets may have been acquired with some level of load (sales charge) the advisor charges a [...]

By |2015-06-23T22:25:44+00:00June 23rd, 2015|Financial Planning|