Rick J. Hahn

About Rick J. Hahn

Rick has helped thousands of people find the safest approach to a stable and satisfactory retirement. Rick is a Certified Retirement Financial Advisor (CRFA), has been advising retirees for over two decades in Safe Money and Lifetime Income strategies. Web Site: safeharborfinancial.retirevillage.com
Office: 931.761.6161 | Safe Harbor Financial

Practice What You Preach

I’ve always been a fierce proponent of “practicing what you preach.” When I buy a car, I always ask the salesman “what do you drive? What does your wife drive?” When deciding on a home improvement project, I ask the contractor: “If it was your Mother’s home, what would you recommend?” You get the idea. [...]

By |2018-08-17T18:23:05+00:00August 6th, 2018|Annuities, Annuities 101|

The Eighth Wonder Of The World

Ben Franklin said it (reportedly); “The Eighth Wonder of the world is compound interest.” And it’s true! Take $100,000, at 3% compounded for just five years; that amounts to $ 115,927. That’s a 15.9% gain. Now take $100,000 at 3% simple interest for five years; that amounts to a flat $115,000. A flat 15% gain. [...]

By |2018-03-11T00:07:25+00:00March 3rd, 2018|Financial Planning|

Healthcare Is The Biggest Social Issue Of The 21st Century

Please pay attention: The most significant problem facing retirees is not the cost of the insurance, it is the cost of medical reimbursements from Medicare. Our Government has to reduce spending somewhere! Seeing a doctor for a medical issue is covered by Medicare, but what is happening is the amount paid to the medical care [...]

By |2018-01-12T04:15:49+00:00November 30th, 2017|Retirement Planning|

Where Are You Now?

Someone once said that to know where you're going, you must know where you are NOW. That will change as often as circumstances change. What sorts of changes? Well, death of a spouse is certainly a life-changing change that effects everything. Deaths of trustees/executors are important to consider. The housing crisis a few years back [...]

By |2017-10-23T00:22:25+00:00July 11th, 2017|Retirement Planning|

Human Beings Are Strange Animals Indeed!

Consider the goat. The first time a goat comes in personal contact with an electric fence, well, it remembers the lesson from then on. I have even seen animals teach the lesson of a bad personal experience to OTHER animals, who then avoid the situation themselves, thus preventing the negative experience for themselves! Not so [...]

By |2017-10-23T01:07:21+00:00May 27th, 2017|Retirement Planning|

What Drives Your Financial Decisions?

 What drives your financial decisions? Is it Greed? Fear? Common sense?  Some Psychologists say that most financial decisions are made by most people in that order. The highest percentage starting with Greed, then Fear, and finally common sense. It has been my experience that that order may very well be correct.  Let's discuss each of these:  [...]

By |2017-10-23T01:35:07+00:00April 23rd, 2017|Retirement Planning|

Women Have Greater Retirement Needs

  It's well known that on the average woman lives up to seven years. longer than men. This means that they have a greater need for retirement planning since they will be retired longer, and will need more funds. The problem is that many women, during their prime earning years, bring home 70% of the [...]

By |2017-11-20T23:07:04+00:00April 12th, 2017|Retirement Planning|

Sustainable Income For Life

Sustainable income, exactly what is it? How could income be sustainable?  What happens when interest rates drop or you live too long, how can it sustain itself? Those are good questions and the answer might seem too good to be true. However, it is true if you understand how to create an Income for Life.  [...]

By |2017-11-20T23:24:03+00:00April 3rd, 2017|Retirement Planning|

Ask Before You Leap When Considering An Annuity

According to a recent CBS news report, the sales of fixed index annuities reached a staggering $19.2 billion in the USA for the fourth quarter of 2016. There has been an evident rise in the interest of the public towards the fixed-index annuity, as the sales of this plan for the same quarter last year [...]

By |2017-10-23T02:59:11+00:00March 13th, 2017|Annuities|