About Micheal Holt

Micheal Holt has been assisting retirees and pre-retirees for over 20 years to protect their assets, construct smart investment plans, and create lifelong income. During his career he has helped clients move millions of dollars into products which offer more protection of their principal while providing competitive returns. Website: www.LIStrategies.com

Cell: (858) 336-4999 Office: (714) 627-2463 | Lifestyle Income Strategies

Depending On Cash Dividends In Retirement Could Be A Mistake

Many retirees today purchase cash dividend stocks as another source of income during their retirement.  While there are several positive attributes of cash dividends, they all carry a risk….and uncontrollable risk: The dividends may be reduced at any point in time or stop completely.  You have no control over the amount or timing of any corporate dividend. [...]

By |2021-05-25T00:22:45+00:00May 24th, 2021|Annuities, Insurance, Retirement Planning|

Using Premium Financed Life Insurance for Tax-Advantaged Income

The purpose of a life insurance policy is to protect and preserve your assets and income in case you or your family suffer a loss (i.e., lose your income, loss of a family member’s income, the inability to work, or other reasons). But did you know that you may be able to use a life [...]

Alternatives To Traditional Long Term Care Policies

Until recently few other options  for LTC protection have existed Until recently, there have not been many options to pay for long-term care (LTC) costs. Some people may be fortunate enough to self-fund their care or purchase a traditional long-term care policy from an insurance company. Even then, the cost of the premiums could be [...]

By |2020-04-13T18:22:47+00:00January 15th, 2019|Insurance|