Lyle Boss

About Lyle Boss

Lyle has actively taught advanced estate planning and asset preservation for more than twenty years in such places as the University of Utah and in over 200 Senior Retirement Consumer Education Workshops throughout Utah, Idaho and Wyoming. Web Sites: |
Office: 801.475.9400 | Boss Financial & Insurance Services, LLC

Has Conventional Money Wisdom Handcuffed You?

“The problem is too often, we simply accept conventional wisdom, which prevents us from considering other alternatives.” Roger Ibbotson, PhD It’s very telling that years after Roger Ibbotson developed the foundations of what we now consider to be “conventional money wisdom,” he has re-evaluated his position. Ibbotson, a respected economist, and former university professor created [...]

By |2019-04-23T03:25:57+00:00April 22nd, 2019|Annuities|

Nelson Nash: A Tribute To A True Safe Money Hero

"Plan as if you are going to live forever and live as if you were going to die tomorrow" Though not an original quote, Infinite Banking Concept ® founder R. Nelson Nash was often heard to remark, “Plan as if you are going to live forever and live as if you are going to die [...]

By |2019-03-30T16:31:09+00:00March 30th, 2019|Retirement Planning|

Compare Variable Annuities With Fixed Indexed Annuities

Variable annuities have fees, expenses and charges subtracted from the annuity account value   The category, an annuity is a very broad term that covers two different types of actual products.  One is a security, the other is an insurance product.  There are numerous differences, this article will explain the details. There are two completely [...]

By |2019-02-19T20:01:26+00:00February 4th, 2019|Annuities|

Four Common Mistakes In Retirement Planning

When Planning for Retirement Four Common Mistakes Nearly Everyone Makes   You may have been told by a well-meaning parent, friend, or financial advisor that you should “Save at least 10% of your money for retirement.” This rule of thumb gives those of us with no idea where to begin planning some initial guidance, but [...]

By |2019-02-19T20:05:02+00:00February 4th, 2019|Retirement Planning|

Eliminate Debt And Recession Proof Your Life

Recession-proof your life by eliminating debt "History doesn’t repeat itself, but it often rhymes.”- Credited to Mark Twain It’s well understood that boom and bust cycles are an intractable part of every capital-based economy. Those of us who’ve been around long enough can recall the “Oil Shock” of the early ’70s, the recession of 1981-82, [...]

By |2019-02-25T08:34:48+00:00January 30th, 2019|Financial Planning|

Where Should You Invest Your Money? Answer These 8 Basic Questions

 When people think about saving and investing money the first question they ask: "What should I invest my money in?"   To answer that question the following questions should be answered: What do I want the money to accomplish? You may need extra income to cover your monthly current expenses. Or to pay for a [...]

By |2019-03-13T18:11:07+00:00July 10th, 2017|Investing|

Inflation Can Cripple Retirement Planning

Most investors only consider the risk to their principal, which is why they favor Certificates of Deposit over non-FDIC insured investments for their most protected assets. The risk of lost buying power is a more complicated dynamic. The dollar value of principal stays the same, but year after year, a dollar buys less and less.  [...]

By |2019-04-17T14:42:10+00:00June 22nd, 2017|Retirement Planning|

7 Things You Must Know About Claiming Social Security

Social Security is a great program, but knowing when and how to claim your benefits can determine how much you collect. Here are seven potential problems you need to consider so you can maximize your Social Security income. 1: Remarrying Before Age 60 If your spouse dies, you will be entitled, in most situations, to [...]

By |2017-10-23T00:47:45+00:00June 3rd, 2017|Retirement Planning|

Use ‘Transfer on Death’ Form to Avoid Probate Court

Avoiding probate can be tricky, but you might be able to successfully do it following these three straightforward ways. If you own stock certificates or have a brokerage account the ‘transfer on death’ option can be used to avoid probate. This option is often called the ‘Uniform Transfer on Death Securities Resignation.’ You can designate [...]

By |2018-12-17T10:37:59+00:00April 24th, 2017|Estate Planning|