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H. Ray Walker

About H. Ray Walker

Ray’s goal is to provide retirees and pre-retirees with the proper information, tools and guidance to enable them to manage and protect their financial assets for a worry-free retirement. Website: raywalker.retirevillage.com

Office: (434) 309-1479 | Financial Security Group

Articles by H. Ray Walker

Accumulation vs. Decumulation in Retirement

January 10, 2022/in Annuities, Retirement Planning/by H. Ray Walker

  Retirees and potential retirees realize they must put money in employers’ retirement benefit programs so they can eventually leave their employment and retire with enough savings to live comfortably. They understand that funds should be accumulated while employed. But, few employees understand the risks associated with managing the funds they have accumulated. In the […]

Responsible Management Of Retirement Savings

August 19, 2019/in Retirement Planning/by H. Ray Walker

Are you using responsible management to maximize yields and reduce market risk As I work with pre-retirees and retirees, I am always amazed at their emotional response to managing their essential money. Believing the fallacy that if they give this money to the same brokerage firm their peers use to manage and invest in the […]

Stress Free Retirement With Annuities

October 3, 2018/in Annuities, Retirement Planning/by H. Ray Walker

While saving for the eventual day that you no longer have to rise early, get dressed and commute or drive to your place of employment, you hoped you could accumulate as much as possible without losing any of your hard-earned money. But that did not always happen. Your 401k, IRA or another tax-deferred account would […]

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