As we age, healthcare becomes an increasingly important part of our lives. For many seniors, Medicare is a vital source of coverage. However, it’s essential to understand that Medicare does not cover everything. While you may not have to pay premiums for hospitalization coverage, you will still need to purchase a Medicare Advantage or Medigap […]

During your accumulation years, your attitude towards investing may have fluctuated between “conservative,” “moderate,” or “aggressive.” Knowing your long-term goal was retirement, you may have been willing to ride out the market’s ups and downs. Now that you are nearing retirement, your risk tolerance has changed. You can no longer afford to lose money, even […]