“Many people hope their portfolios will last as long as their retirement. But, do they have any idea how to make that happen?” Diane Marra When it comes to planning for the time when they no longer work, many people have what I call a “hope and a prayer” approach. They hope their portfolio will […]
“The safety, security, and preservation of your assets is the primary focus of the distribution phase of retirement. If you lose the money you’ve saved, how can you possibly create income streams?”- Diane Marra One of the reasons I wrote my book, “Retirement Planning Made Easy,” is to help people wrap their heads around the […]
While writing my book, Retirement Made Easy, I discovered that a huge problem with the retirement income planning process is the lack of understanding of what a plan needs to accomplish. Retirees often don’t know what questions to ask to make the right decisions and often feel frustrated and confused. If you’re a retiree […]
“Making financial decisions you won’t regret later can prove challenging no matter how rationally you approach them.”- Diane Marra If you feel overwhelmed and frustrated when you make wrong decisions with your money, you aren’t alone. One of the newer branches of economics, called “behavioral economics,” has confirmed that even disciplined and focused people make […]
Many individuals find themselves awash in cash for various reasons, including fear of market volatility and insecurity surrounding the pandemic. Diane Marra If you’re like many Americans, pandemic lockdowns saw you decrease your spending and increase your savings. Now, though, you might be looking at your cash reserves and wondering if your portfolio is as […]
“As you move from the accumulation segment of your financial life into the distribution phase, can you truly afford to take on more risk?”- Diane Marra As I lamented in my book, Retirement Planning Made Easy, the concept of retirement has taken on some negative connotations in the 21st Century. Along with an intensely complex […]
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