As my primary business is offering Fixed and Fixed Indexed Annuities I am constantly amazed at how many people have an immediate negative reaction to the word “annuity”. So many people who call in from my radio show will ask “Are these annuities?” and from that point on it is a challenge to understand what [...]
As a senior myself working primarily in the senior market, I am very much aware that the number one fear of most seniors is the fear of outliving their money. I have written articles previously about how I have been able to solve this concern for so many people and to help them secure peace [...]
As I speak with many of the callers to my radio show one of the first things many bring up is that they are interested in hearing more about what I have been talking about, but they do not want to look at anything that may eat into their principal. They are intrigued by the [...]
As I speak to so many callers to my Safe Money and Income Radio Show, I find that I spend a lot of my time undoing a lot of the misconceptions and even outright misrepresentations that a lot of them have about annuities and income riders. These problems arise because they have received bad information [...]
In the aftermath of our most recent election it seems you cannot turn on the television or go online without seeing one story after the other quoting "anonymous sources" as the source of the information being circulated. Unfortunately, as we have seen time after time the "anonymous sources" oftentimes are found to be peddling false [...]
I was contacted several years ago by a gentleman named Jack who had a concern about his IRA account that he wished to leave to his daughter. Fortunately for Jack he did not need this money for income for himself and his wife. He was concerned about the account deteriorating over the years due to [...]
Today I’d like to discuss what makes retirees happy. To quote The Pension Research Council, 2003: “Research has shown retirees with greater amounts of guaranteed income show more satisfaction, worry less, and show fewer signs of depression”. (1) Now that sounds like a very sensible statement; however, from speaking with so many people over the [...]
It seems you can’t turn on the TV or the Radio or look at a newspaper these days without hearing the expression “Fake News” being thrown at some person or institution. This is usually followed by a long, emotional explanation as to why that specific institution or person is not being honest in what they [...]
If you had the opportunity to gamble in Las Vegas but were guaranteed that you would never lose, would you go? Can you imagine the chaos that would envelope Las Vegas’s casinos if everyone won? Of course, we know that is only fiction and to make Las Vegas work there has to be both winners [...]
As I speak with callers to my Safe Money & Income Radio Shows, I hear all sorts of ideas about what annuities are and what they can do. There is a lot of good information available, but at the same time there is a lot of conflicting information that leaves many people leery about even [...]
