Today I’d like to discuss what makes retirees happy. To quote The Pension Research Council 2003: “Research has shown retirees with greater amounts of guaranteed income show more satisfaction, worry less, and show fewer signs of depression.” (1) Now that sounds like a very sensible statement; however, from speaking with so many people over the years, including […]
End your confusion by discovering the benefits annuities provide As I speak with callers to my Safe Money & Income Radio Shows, I hear all sorts of ideas about grants and what they can do. There is a lot of helpful information available, but at the same time, there is a lot of conflicting information […]
As I speak with many of the callers to my radio show, one of the first things many bring up is that they are interested in hearing more about what I have been talking about, but they do not want to look at anything that may eat into their principal. They are intrigued by the […]
You can’t turn on the TV or the Radio or look at a newspaper these days without hearing the expression “Fake News” thrown at someone or an institution. A long, emotional explanation usually follows this as to why that specific institution or person is not being honest in what they are saying or doing. Why […]
In the aftermath of our most recent election, you cannot turn on the television or go online without seeing one story after the other, quoting “anonymous sources” as the source of information being circulated. Unfortunately, as we have seen time after time, the “anonymous sources” often are found to be peddling false (or fake) stories. […]
I believe in full transparency when presenting solutions to my clients for their goals and needs. There is no perfect product for everyone, so we need to do a complete fact-finder to find the right product to satisfy the situation. Sometimes, I can offer no solution, and I will state that immediately, so we don’t […]
Unprecedented growth in the stock market and now a downslide, why are my clients not calling me? After more than a decade of unprecedented growth without any significant corrections (378% Growth from March 9, 2009, to December 31, 2019*), we have just had one of those Black Swan events occur with the Coronavirus epidemic, […]
Being in the Insurance Industry over the last 20 plus years and offering products that directly compete with the products being provided by Financial Advisors, there are several objections that I routinely hear from people looking at Annuities as an alternative to keeping their money at risk in the Market. Recently I had someone say […]
I was contacted several years ago by a gentleman named Jack who had a concern about his IRA account that he wished to leave to his daughter. Fortunately for Jack, he did not need this money for income for himself and his wife. He was concerned about the account deteriorating over the years due to […]
Simplify your retirement with Plug and Play I had to go and get my cable box changed out the other day, and I remember what it used to be like in the past. It was a nightmare trying to get everything in place in calling the cable company and getting everything set up. This time […]
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