Betty Arellano

About Betty Arellano

Betty specializes in showing you how to keep your retirement funds safe and growing and then turn those same funds into income when needed. Web Site: safemoneyladies.retirevillage.com
Office: 360.701.0960 | Safe Money Ladies

401(k) Aged Based In-Service Withdrawals Move to Safety

Most 401 (k)s offer investment options such as mutual funds. Investment options in the mutual funds can be stocks or bonds or a combination of both. As we age, providing a layer of safety and security to our 401 (k) seems only prudent. As an option, your 401 (k) will also offer a stable money investment option. These options could include a money market account. The problem with money market accounts is the yield, a yield which may not keep up with inflation.

By |2019-03-06T06:48:24+00:00March 8th, 2019|401(k) Rollovers, Annuities|

Make Sure Your Savings Outlast You

Make Sure Your Money Doesn't Die Before You Do! You don’t know how long you’ll need your retirement money to last or how much your investments will earn. Ideally, you’d like to be able to live off your investment earnings, so you’d better have plenty of savings. Most planners recommend that you expect to live [...]

By |2019-02-21T15:23:58+00:00January 18th, 2019|Annuities, Investing, Retirement Planning|

How To Handle Your Inheritance Wisely

An Inheritance, learn these tips Various conflicting emotions often accompany the receipt or notification of inheritance. On the one hand, you are happy to accept the inheritance, be it a priceless heirloom, an object rich in sentimental value, or a cash windfall. On the other hand, you are faced with the fact that you are [...]

By |2019-02-21T15:25:16+00:00January 17th, 2019|Investing|

The Income Gender Gap Is Stacked Against Women

For years, an income gender gap has existed between males and females. Despite enormous efforts and great successes, the income gap is causing retirement planning for women to be a hardship. Here are facts that are a source of concern. • Approximately 2 out of 5 working women earn less than $30,000 per year. • [...]

By |2018-12-17T10:46:24+00:00December 17th, 2018|Annuities, Retirement Planning|

The Three Biggest Misunderstandings About Annuities.

        Don't be mislead by annuity gossip. Misunderstanding: If you die owning an annuity, the company keeps the money. Annuities are contracts and as such have a designated beneficiary. In the event of death, the amount of funds in an annuity are passed immediately and directly to the beneficiary without the need [...]

By |2019-02-09T20:24:38+00:00November 27th, 2018|Annuities|

Know Your Annuity Contract: Nursing Home Waiver

Almost all newer annuity contracts have a provision in them to allow access to all or most of your funds without penalty in the event of a need for a nursing home. The greatest fear of most senior adults is being confined to a nursing home and not being able to live in dignity. Annuity [...]

By |2019-03-06T17:47:34+00:00June 7th, 2012|Annuities, Annuities 101|