Make Sure Your Money Doesn't Die Before You Do! You don’t know how long you’ll need your retirement money to last or how much your investments will earn. Ideally, you’d like to be able to live off your investment earnings, so you’d better have plenty of savings. Most planners recommend that you expect to live [...]
An Inheritance, learn these tips Various conflicting emotions often accompany the receipt or notification of inheritance. On the one hand, you are happy to accept the inheritance, be it a priceless heirloom, an object rich in sentimental value, or a cash windfall. On the other hand, you are faced with the fact that you are [...]
For years, an income gender gap has existed between males and females. Despite enormous efforts and great successes, the income gap is causing retirement planning for women to be a hardship. Here are facts that are a source of concern. • Approximately 2 out of 5 working women earn less than $30,000 per year. • [...]
Don't be mislead by annuity gossip. Misunderstanding: If you die owning an annuity, the company keeps the money. Annuities are contracts and as such have a designated beneficiary. In the event of death, the amount of funds in an annuity are passed immediately and directly to the beneficiary without the need [...]
Almost all newer annuity contracts have a provision in them to allow access to all or most of your funds without penalty in the event of a need for a nursing home. The greatest fear of most senior adults is being confined to a nursing home and not being able to live in dignity. Annuity [...]
