Articles By Michael Masor

Michael specializes in protecting his clients’ finances and guiding them to reach their goals. As the owner of Clearwater Financial Group, proudly independent, he contracts with multiple companies to provide the best products to his clients.
March 28, 2024

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Being proactive about your health is a matter of improving your quality of life and a strategic financial move, especially as you approach retirement. With the rising healthcare costs and. . .

February 21, 2024

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Retirement planning is a critical aspect of financial well-being, demanding careful strategy and expert guidance. A financial advisor specializing in retirement planning can be instrumental in helping you navigate the. . .

January 9, 2024

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Disclaimer: Medicaid rules will differ from state to state. Make sure you fully understand the benefits and the rules before making any final decisions. Consult a licensed and authorized professional. . .

December 15, 2023

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For millions of Americans, the 3.2% cost-of-living adjustment (COLA) to Social Security benefits in 2024 brings a welcome boost against inflation. However, alongside the increased income, questions arise about potential. . .

November 27, 2023

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Divorce, often a challenging experience emotionally and logistically, also poses significant financial implications, particularly for those occurring later in life. Commonly called “gray divorce,” these separations can dramatically impact retirement. . .

October 27, 2023

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“Holistic – characterized by the belief that the parts of something are interconnected and can be explained only by reference to the whole.” When we think about retirement, the first. . .

September 28, 2023

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The Powerhouse of Financial Security Navigating the uncertain landscape of today’s financial markets may be a daunting task. Amidst this volatility, fixed and fixed-indexed annuities shine as beacons of stability. . .

August 31, 2023

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Annuities may serve as a powerful financial tool for those looking to secure a stable, long-term income—often in the context of retirement. While they offer the prospect of guaranteed income. . .

June 29, 2023

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Frequently Asked Questions 1. What is the best way to manage my finances in retirement? Effective retirement management includes a mix of investments, safe money products, and potentially continued income. . .

December 15, 2023

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The Importance of Finding Someone Experienced with Annuities An annuity is a contract between an individual and an insurance company that may provide a steady income stream in exchange for. . .

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Content in our posted articles is deemed to be accurate but topics, facts and laws can change. It is always a good idea to verify facts before making decisions. Always seek authorized and professional advice regarding financial decisions which includes investing, annuity purchases, tax planning, changes in a financial portfolio and retirement planning.

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