Gary Ybarra

About Gary Ybarra

Gary Ybarra is a Certified Financial Fiduciary® (CFF). He is specifically skilled in retirement income planning, asset protection and tax minimization strategies. Gary is a member of National Association of Certified Fiduciaries® (NACFF), the National Association of Insurance and Financial Advisors (NAIFA) and his local Chamber of Commerce in Pasadena Ca. Web Sites: |
Toll Free: 888.406.8658 | Gemlife Financial

Time The Stock Market And Make A Huge Profit

Can you time the stock market? Over the years, many systems and many experts have tried to do just that. Some have succeeded, but mostly only for a short period of success. The stock market is freewheeling and designed to move the way investors feel it should move. The problem, of course, is that there [...]

By |2020-03-20T22:05:12+00:00March 20th, 2020|Retirement Planning|

6 Annuity Misconceptions You Need To Know

Here are 6 Annuity Misconceptions You Should Know About When it comes to Your Money and Retirement Savings   Misconception #1: Annuities are very expensive to own. Not all annuities are created equal. There is one particular type of annuity that is more expensive than others. Variable annuities have the most expenses when compared to [...]

By |2019-03-06T23:35:13+00:00January 30th, 2019|Annuities|

Safeguard Your Wealth With Required Minimum Distribution Strategies

              These days most of us know that contributing to pre-tax retirement accounts like IRAs and 401(k) plans allow us the ability to receive upfront tax deductions and to enjoy the tax-deferred growth as long as the investment remains in the account. For that building retirement wealth and income, [...]

By |2019-02-25T08:44:09+00:00August 14th, 2018|Financial Planning, Retirement Planning|

Are Annuities Good Or Bad?

Every once in a while someone will say to me, “ I heard that annuities are bad, is that true?” It’s usually because they came across an article on the internet that was bashing annuities or maybe a friend of theirs told them to stay away from annuities because you can lose money and they [...]

By |2018-08-17T18:30:48+00:00August 6th, 2018|Annuities, Annuities 101|