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December 19, 2019

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“It’s not what you make that counts!” Exhorts friend and mentor Ed Slott in an interview we recently conducted. “It’s what you keep – after taxes!” Ed Slott has a. . .

November 22, 2019

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It is very common when individuals explore retirement plan alternatives that they focus on the monthly payments they will receive when they start taking lifetime income.   There are certain. . .

November 12, 2019

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Learn the benefits and the downside of directing your own IRA Even many of the more sophisticated, adventurous investors among us know little to nothing about Self-Directed IRAs (SDIRAs). These. . .

October 14, 2019

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What is a “Black Swan” event and how could it affect your retirement plans?   “Go ask your portfolio manager for his definition of “risk,” and the odds are that. . .

October 8, 2019

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A recent report from the American College illustrates the lack of information and knowledge most Americans have when it comes to their financial lives. This can become a significant problem. . .

October 8, 2019

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Have you ever thought about that? If you knew that you would never lose your money, what type of investment would you choose? The fact that you are exempt from. . .

October 6, 2019

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What is the “Rule of 72” And Why Does It Matter to You? “In wanting to know of any capital, at a given yearly percentage, in how many years it. . .

October 4, 2019

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I frequently ask clients during our first conversation, “what is the average return of the market?” Usually, without fail, they answer, “7% – 8%.” My next question is, “when has. . .

September 30, 2019

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Let me share something with you that’s been bothering me for many years. I’ve been working in the financial services and insurance industry for 50 years, but this experience I. . .

September 26, 2019

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In 1994, William Bengen published an article in the Journal of Financial Planning. He aimed to present his research from the Monte-Carlo Simulations he created and what an acceptable withdraw. . .

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