Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

The Triple Whammy

Have you ever been Whammied?  It is not fun especially when it is tripled!   For a decade my radio show has aired on multiple stations weekly. My shows air in Arkansas, Missouri, and Kansas, but people from all over the country listen to me. I get calls from people who are in town on [...]

By |2019-02-07T20:22:56+00:00February 7th, 2019|Annuities, Retirement Planning, Uncategorized|

The Annuity Guarantee: Safety and Security

Guarantees that allow you to sleep better at night   An annuity is a contract sold by insurance companies designed to provide variable payments to the holder at designated time periods usually for retirement. The time period for receiving a payment from an annuity can vary between a few years and a guaranteed income for [...]

By |2019-02-07T19:41:39+00:00February 7th, 2019|Annuities|

Two Basics You Must Know About Annuities

  Learn annuities, love annuities   Some people find annuities difficult to understand. This can be due to the many different types of annuities or the fact that they are so unique compared to other types of investments. People just haven’t encountered anything like them. However, if you need additional income for retirement, an annuity [...]

By |2019-02-05T00:22:58+00:00February 4th, 2019|Annuities|

Understanding Income Riders

Income for life is in reach   As I speak to so many callers to my Safe Money and Income Radio Show, I find that I spend a lot of my time undoing a lot of the misconceptions and even outright misrepresentations that a lot of them have about annuities and income riders. These problems [...]

By |2019-02-05T00:42:02+00:00February 4th, 2019|Annuities, Retirement Planning|

Compare Variable Annuities With Fixed Indexed Annuities

Variable annuities have fees, expenses and charges subtracted from the annuity account value   The category, an annuity is a very broad term that covers two different types of actual products.  One is a security, the other is an insurance product.  There are numerous differences, this article will explain the details. There are two completely [...]

By |2019-02-04T23:57:41+00:00February 4th, 2019|Annuities|

Assumptions: Would You Bet Your Retirement On It?

When you make an assumption, what happens?   The story goes like this: An economist and his friend are on a hike; dark clouds appear, and rain is certain. The friend says to the economist, “it looks like rain.” The economist looks at the dark sky and says, “well then, let’s assume we have an [...]

By |2019-02-04T22:10:42+00:00February 4th, 2019|Annuities|

ROBO-Advisors Invade Retirement Planning: Hurray!

 Robots have become a certainty for our future   They lower the cost of almost every sector of American Industry.  The chart below shows us how the value of robots has dropped as the cost of human workers have increased. One sector gaining an enormous foothold for robots is the financial guidance industry:  ROBO-Advisors. Have [...]

By |2019-02-04T22:02:19+00:00February 4th, 2019|Annuities|

Buy Guarantees Not Promises

  In the world of insurance, guarantees matter   Consider the state of the insurance industry, what is guaranteed anymore? Care insurance premiums are not guaranteed, have a ticket or an accident and see what happens to your future premiums — the same with Liability policies, fire insurance and almost any other category of third-party [...]

By |2019-02-02T22:26:35+00:00February 2nd, 2019|Annuities|

Time Is Not On Your Side

Is Time still on your side or has it already left you   Remember that beautiful song “Time Is On My Side,” it was a huge hit by The Rolling Stones in the 1960s? (Admit it - just now, when you read the song title in the sentence above, the dulcet tones of Mick Jagger’s [...]

By |2019-02-01T21:50:30+00:00February 1st, 2019|Annuities, Retirement Planning, Uncategorized|

Finding the Best Annuity

Annuities were designed to be a tax deferred alternative for conservative investors stuck in between risky direct forays into the markets on one side and woefully inadequate returns from interest accruing retirement plans. Annuities offer a great deal of flexibility to investors in terms of selecting sub-accounts, period and amount of investment, whether or not to take on any risk as also the methods of investment accumulation and distribution.

By |2019-02-01T20:14:23+00:00February 1st, 2019|Annuities|