Annuities and Retirement Planning

By |2019-03-06T21:09:59+00:00February 5th, 2014|Annuities, Annuities 101|

By Jim Gaines

Annuities are an important part of any retirement plan due to the fact that annuities are safe, secure and risk free. An annuity allows you to accumulate funds for retirement on a tax-deferred basis, and upon retirement you will receive income  from the annuity that can be guaranteed by the insurer to last either a fixed number of years, or as long as you live and your spouse can be included.

Some annuity products may fit your goals better others. Why? Annuity products are designed for a specific purpose and aligning them with your personal goals is essential.   In general, the decision on whether an annuity is right for your depends on your needs and goals. Consider the following benefits an annuity can provide.

  • Lifetime income stream, Regardless of How Long You Live, You Cannot Ever Outlive Your Money!
  • Tax-Deferred Growth
  • Competitive Fixed Interest Rates
  • Protection Against Market Downturns, Your Funds are Guaranteed
  • Death Benefit Options
  • Access to Your Money

Visit for information to help you build a solid foundation for your safe retirement funds.  They offer a free annuity guide and available competitive interest rates.  Feel free to call me at 858-454-4871.

This is the best and fastest way to see for yourself whether an annuity is right for you.

About the Author:

Jim Gaines has enjoyed helping people protect their retirement money in the La Jolla section of San Diego, California. Web Site: