Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

Understanding The Fees Associated With Annuities 

Retirees say they would rather die than run out of money! Not so fast! Annuities provide income for life.- Rick Maraj The Retirement landscape has changed, and more and more investors are beginning to realize the importance of guaranteed income for life. As a result, there has been a lot of attention placed on annuities [...]

By |2021-06-24T00:05:56+00:00June 21st, 2021|Annuities, Annuities 101, Retirement Planning|

It’s Always Wise to Include Annuities

"Offering retirees the chance to obtain tax-deferred growth and guaranteed income in retirement, annuities should always be part of a retirement and income specialist's tool kit." Michael Masor. Successful financial advisors understand that the days of selling a product and never seeing that client again are long gone. Instead, retirement planning has morphed into more [...]

The Longer You Live The Longer You Live

"I have felt for a long time a sense of pride, a sense of victory, a sense of life achievement when it comes to our products and how they have evolved." Bill Broich   The simple fact is this; our product guarantees its promises. How many products that you use in your daily life can [...]

By |2021-08-31T23:13:34+00:00March 6th, 2021|Annuities, Annuities 101, Retirement Planning|

What Is An Index Strategy, How Can You Use It To Have A Safer, Prosperous Retirement?

"Index investing" is a passive investment strategy used by some investors in an attempt to generate returns comparable to a broad market index. Proponents of index investing believe that it's impossible to beat the market once you take fees and taxes into account. Many people involved in index investing find index funds to be more [...]

Annuity Payout Options: What You Need to Know

"If you are preparing to purchase an annuity, you will need to decide when you want your stream of periodic payments to begin. The time when the income stream turns on is known as the "annuitization" phase. "- John Ripley There are several ways to receive payments during the annuitization phase of an annuity contract. [...]

What Is A Fiduciary And How Can One Ensure You Have The Best Possible Retirement Outcomes

If you have been looking for a financial advisor or retirement and income specialist recently, you may have run across the term "fiduciary." Fiduciary rules have been in the news lately due to some new Department of Labor (DOL)  rules which clarify which financial professionals are considered fiduciaries and which are not.  In June of [...]

How Can A Hybrid Annuity Help You Plan For Long Term Care

If you are over 50, your financial advisor, agent, or CPA has probably mentioned the need for some protection against the potentially disastrous costs of long-term care. Knowing that retirees face increasing costs for long-term care and live longer than ever, your advisor may have suggested you purchase traditional long-term care (LTC) insurance policy. However, [...]

What Are Buffer Annuities And How Do They Work

Sparked by the current pandemic, sales of a relatively new type of annuity have seen a 38% increase over the last year, according to estimates by the Secure Retirement Institute. These latest iterations of annuity products, known as “buffer” annuities,” trace their origins back to 2010.  That year, a handful of annuity companies created a [...]

What Is A Multi-Year Guaranteed Annuity And Why Should You Care

While no single financial product can meet the financial needs of every retiree, annuity products have evolved to earn a respectable place in many retirees' portfolios.- Randy Hux One of the easiest to understand products in the financial world is the multi-year guaranteed annuity or MYGA. A MYGA is a fixed-rate insurance product that allows [...]

The Elusive Market Sidewinder Hidden But In Plain Sight

Like the elusiveSidewinder Snake, the elusive “Market Sidewinder” buries itself in the sand of financial data we take in, staying calm and waiting for the right opportunity to reach out and bite us. The Sidewinder Snake is unique, able to travel sideways speedily at 18 mph across the sand. His method for getting his next meal [...]