Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

Can You Pass The Retirement Lie Detector?

      What if the solution to your retirement income is the thing you don’t know about or WANT to know?       How many of these features would you like for your retirement? •    A reasonable rate of return. •    Participate in market gains without exposure to market losses. •    Guarantees that [...]

By |2018-11-02T13:56:03+00:00October 1st, 2018|Annuities, Annuities 101|

Practice What You Preach

I’ve always been a fierce proponent of “practicing what you preach.” When I buy a car, I always ask the salesman “what do you drive? What does your wife drive?” When deciding on a home improvement project, I ask the contractor: “If it was your Mother’s home, what would you recommend?” You get the idea. [...]

By |2018-08-17T18:23:05+00:00August 6th, 2018|Annuities, Annuities 101|

Can You Afford To Lose Another Decade of Wealth

Did you know that in September of 2013 the Dow Jones Industrial Average was hovering at the same level it was 14 years before? The stock market can be advantageous during specific time periods, but brutal during other times. Dreams can be crushed, retirement plans delayed. Can you afford to keep rebuilding your wealth every [...]

By |2018-08-09T18:54:24+00:00August 6th, 2018|Annuities, Annuities 101|

Are Annuities Good Or Bad?

Every once in a while someone will say to me, “ I heard that annuities are bad, is that true?” It’s usually because they came across an article on the internet that was bashing annuities or maybe a friend of theirs told them to stay away from annuities because you can lose money and they [...]

By |2018-08-17T18:30:48+00:00August 6th, 2018|Annuities, Annuities 101|

Income Solutions 2017

The Best Practices Used to Create Sustainable Streams of Retirement Income Do you want the best retirement income solutions in 2017? Do you want to find the right answers for creating a secure retirement, never fearing market volatility again with that part of your portfolio that is necessary for sustaining your essential needs? You see, [...]

By |2017-10-23T00:41:09+00:00June 12th, 2017|Annuities 101, Retirement Planning|

Annuities and Retirement Planning

Some annuity products may fit your goals better others. Why? Annuity products are designed for a specific purpose and aligning them with your personal goals is essential. In general, the decision on whether an annuity is right for your depends on your needs and goals.

By |2015-04-29T17:51:47+00:00February 5th, 2014|Annuities 101|

The Modernization of American Annuities

The number one reason that people purchase an annuity in the first place is income protection, protection from living too long. Think of it as an insurance to protect you from outliving your assets. It is not uncommon, and it is becoming more common, for people to outlive their retirement funds, people are living longer. For many people, it just makes solid sense. With the purchase of an annuity come contractual benefits known as settlement options.

By |2015-05-22T06:49:25+00:00January 15th, 2014|Annuities, Annuities 101|

Annuities: Just How Long Have They Been Around?

In the United States annuities were first used by The Presbyterian Ministers Association as a retirement income for older ministers and their families. These annuities were funded by the church and were allowed to pass from the head of the household to a surviving spouse. These early vehicles were the foundation for future widows and orphans benefits.

By |2015-04-29T18:01:48+00:00October 31st, 2013|Annuities, Annuities 101|

How Safe is Your Fixed Indexed Annuity?

Each month, millions of dollars are being moved from stocks, bonds, mutual funds, variable annuities, ETFs, 401(k)s, and CDs into Fixed Indexed Annuities. Why? The number 1 reason is SAFETY. But How safe is Your Fixed Indexed Annuity - are you sure it will provide you with enough income to last as long as you live? Should you trust an indexed annuity with your important retirement funds? What happens if an insurance company were to fail? These and other questions are vitally important and the answers may surprise you.

By |2017-11-08T23:05:23+00:00October 29th, 2013|Annuities, Annuities 101|