Hopefully, people have learned from experience over the last ten plus years — especially 2000 & 2008 what can go wrong with retirement planning.
Let’s talk about what could go right.
When it comes to retirement planning options, there are safe, secure, and guaranteed options available. With these products in a Bull market (increasing) you would participate in the gains of the stock market and in bad times, you would not lose a single dime of your principal or growth due to market losses. Another way of explaining this analogy — if you went to Las Vegas and made a bet and lost it wouldn’t count. If you win, you keep the money. This is the option that can make great sense for your essential retirement money.
If I could show you a product that would guarantee you a paycheck for the rest of your life no matter how long you lived, would you be interested? If I could show you a way to invest your retirement funds and never be exposed to risk, would you be interested? If I could show you how you and your spouse could receive a paycheck for the rest of your life no matter how long you lived, would you be interested?
I’m not talking about some crazy scheme that has a high risk. I’m not swinging from the fence post here. This is about a smart, safe investment strategy. After the global economy and the market decline of 2000 and 2008, it’s time to get back to the basics — the basic approach of conservative growth, conservative returns, and meaningful guaranteed retirement.
Investing in Blue Chip Stocks isn’t the basics anymore. Having most or all of your money in mutual funds isn’t the basics anymore. The old definition of SAFE no longer applies to us. This isn’t your father’s retirement, and this is YOUR retirement in a NEW world with NEW rules. Fifty years ago you had companies that guaranteed you a retirement pension and the value of your house went UP not DOWN. There were so many things that were considered a sure bet. Those days are gone!
In 2000 and 2008 a lot of people were conservative in their investments, and they still lost money. On October 9, 2002, the S&P 500 hit a low with a 47% decline then on March 9, 2009, and the S&P 500 declined again with a loss of 57%. There isn’t anyone out there to take care of you anymore. You have to plan for yourself and your family. You have to make your safety net, and our products are here to help you do just that.
I believe I can help you live longer, live better, and have a less stressful retirement. As we all know stress is a killer, and when I help people with a retirement plan that provides reassurance for income for life I know I’m relieving people of stress and possibly helping them to live a longer life. Being exposed to risk with significant retirement funds is not only silly but dangerous. Have a look at converting your approach to our risk-free approach, and you might find it makes solid sense.