A Pile Of Cash: How Important Is It?

By |2020-04-13T18:01:43+00:00April 23rd, 2017|Retirement Planning|

Sure, when it comes to paying for something like a new car — cash talks. Cash can get you a better deal and eliminate interest payments. But more importantly, than having cash is having cash flow.

Cash flow is the true king. Cash flow is INCOME.


Try thinking of your money from a different perspective than people normally do: not as a pile of money, but as an income stream. It is not how much you have but how much you can spend.  Income that comes on a reoccurring basis, month after money is the true “king.”

If you have enough money every month that appears like clockwork to cover your bills and provides enough excess funds to live your lifestyle, your financial stress disappears and you’re left with peace of mind. Constantly worrying about the potential state of your financial future can get in the way of living a content and happy life.

Stress will kill you as they say. Chronic stress, the kind most of us face day in, day out is a killer. Chronic stress can make you more vulnerable to everything from cancer to the common cold. One simple way to reduce chronic stress is to make sure you have a nonstop month after month income stream.  With cash flow, you can spend all your money every month, if you choose, because more will come next month.

Assets such as pensions, social security, and fixed annuities can provide guaranteed cash flow. They aren’t just chunks of money, they are instead cash flow, nonstop income. An annuity can provide a steady income stream for any time period you desire, even a lifetime. An annuity provides protection against market risk and fluctuations.

Adding an annuity as a companion to social security and your pension can provide a layer of guaranteed income, income that becomes your monthly cash flow.

Cash flow really means stress reduction.


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About the Author:

For more than two decades, Al Martinez has been an advisor and general agent in the financial services industry, helping clients to make sound financial decisions in the areas of insurance and retirement planning. Host of the Al Martinez Retirement And Income Radio Show. Website: afsg.retirevillage.com

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