All 401(k) providers impose fees on top of fund expenses, and smaller companies are the ones who are charged the most. “The fact is, the financial-services industry isn’t donating its services and doing all this work,” says David Wray, president of the Profit Sharing/ 401(k) Council of America.

You aren’t happy with your current retirement savings plan, and you’re not alone. Many employees report some level of dissatisfaction with their company’s retirement plan, which is why it behooves you to know that you do have other options available. Your retirement plan is your security for the future, and as such, you should never feel like you have to settle.

As with all things, no one will know that you are unhappy unless you say something. While this may sound like an impossibly daunting task, tactfully voicing your complaints and concerns might just make you realize that you are not the only one who has them.

ETF’s (Exchange Traded Funds) are quickly becoming the next big thing in investments and are, just as quickly, appearing in more and more retirement plans. Several New York based investment firms are beginning to offer 401k plans solely based on ETFs, and more firms and companies are certain to follow.

There may come a time when you open your 401(k) statement and realize that your 401(k) is not doing as well as you thought it was. The reasons may vary (examples are high fees, poor investment performance, inconsistent funding, etc.), but given that your 401(k) may eventually become one of your greatest financial assets, you may want to take note of the following methods to increase your 401(k)'s value.

The definition of a lump sum distribution can vary by company, and from person-to-person. This article, for simplicity's sake, is written under the assumption that you are receiving (or will soon receive) a lump sum distribution of your 401k or other retirement accounts as defined under current tax law.

You know that investing in your 401k is vital to your continued financial security, but you maybe confused by the myriad of investment choices and options currently available. If find yourself currently in a quandary over how to best invest your 401k, these simple tips can help you to make an intelligent decision, and avoid common investing mistakes.

No one should have to tell you that investing in your 401k is one of the easiest, most secure, “no-brainer” investment strategies that you will ever make. If your employer offers matching contributions at any level, you should be especially motivated to invest, since this means that the amount that you will have available at retirement will be even greater than the amount that you put in.