Examine your 401(k) rollover options and find the best way to maximize qualified plan account(s).

Is Too Much “De-Risking” A Good Idea?

"If you are thinking about rolling your 401k into an IRA, you may believe that you should strip all the risk out of your investment matrix by reducing the number of equities in your portfolios. But, is this the optimum strategy in 2021?"  Brian Swerdlow According to research from JP Morgan, a majority of retirees, [...]

By |2021-10-28T17:46:51+00:00October 28th, 2021|401(k) Rollovers, Retirement Planning|

The Great American Rip-Off

The idea of a 401(k) created by Congress was and is a beautiful idea.  What is not attractive about them is the method in which they are managed.  Managed by Wall Street.  In congress’s favor, the idea was brilliant; they merely forgot one small detail.  Where there are over a trillion dollars, there will be [...]

By |2021-10-26T09:20:25+00:00October 26th, 2021|401(k) Rollovers, Retirement Planning|

401k Asset Allocation Strategies

Asset allocation and portfolio diversification are words often bandied about by investment advisors and financial planners. But what exactly does it mean for the ordinary investor and why do you need it? Simply put, asset allocation is how you distribute your investments among the different types of investment vehicles such as stocks, bonds and mutual funds.

By |2021-10-21T14:33:51+00:00October 21st, 2021|401(k) Rollovers|

401k Investment Tips: Essential Tools for Informed Choices

You know that investing in your 401k is vital to your continued financial security, but you maybe confused by the myriad of investment choices and options currently available. If find yourself currently in a quandary over how to best invest your 401k, these simple tips can help you to make an intelligent decision, and avoid common investing mistakes.

By |2021-10-21T14:23:50+00:00October 21st, 2021|401(k) Rollovers|

What Your 401k Provider Doesn’t Want You to Know

Investing in your 401k is absolutely crucial to your future financial security, and as such, it is important to know how hidden fees and other 401k provider practices can impact your investment. With investing, as in life, it is often the unexpected things that have the biggest impact. Keep reading to find out how certain aspects of typical 401k plans may impact you.

By |2021-10-18T17:04:00+00:00October 18th, 2021|401(k) Rollovers|

Is It time For Your Company’s 401(k) Plan’s Annual Checkup?

Every night on the nightly news, it seems there is bad news about retirement plans, especially 401(k)s. The US Department of Labor has established new rules about the fees, disclosures, and management of these top-rated retirement products. More regulations were expected in May of 2016, which would have outlined the role of a financial advisor [...]

By |2021-10-08T01:00:38+00:00October 7th, 2021|401(k) Rollovers|

Max Out Your 401(k)

When should you, and when should you NOT max out your 401k plan? 401(k)s differ from IRA’s in one significant way: 401(k)s allow current workers under 50 to put away up to $18,000 a year. For those over 50, a special “catch-up “provision will let them put in an additional $6,000, raising that threshold to [...]

By |2021-07-23T19:31:06+00:00August 1st, 2021|401(k) Rollovers, Retirement Planning|

Is Your Advisor Giving You The Right Advice?

"If people would look carefully at their advisor recommended portfolio, they probably would find they are being charged an advisory fee by their advisor and then learn they are paying another fee in the mutual fund to have their money managed. Double fees."  Jeff Wisuri I cannot count the number of times I have sat [...]

What Do You Do When Your 401k/IRA Balance Hits Zero?

Most people over 50 years old are aware of the penalty for withdrawing money from their retirement plans (401k or IRA) before age 59 ½. By doing so, the IRS would levy a 10% penalty for early withdrawal against the account holder. However, many of these same retirees and pre-retirees are unaware that at age [...]