Know Your Annuity Contract: Nursing Home Waiver

Almost all newer annuity contracts have a provision in them to allow access to all or most of your funds without penalty in the event of a need for a nursing home. The greatest fear of most senior adults is being confined to a nursing home and not being able to live in dignity. Annuity [...]

By |2019-04-11T06:40:34+00:00June 7th, 2019|Annuities, Annuities 101|

What Is The Best Annuity?

What do you want the annuity to accomplish for you? That question is best answered with another question. What is the purpose of the annuity? What would you like it to accomplish for you? Many companies and annuity marketing organizations will tell you about how great their annuity products are, and generally, their features and [...]

By |2019-04-11T22:47:43+00:00June 7th, 2019|Annuities|

Tax Deferred Annuity

Use tax-deferred annuities to manage your future tax liabilities   A tax-deferred annuity is a plan in which income tax on an original deposit of investment income is not charged during the investment period. The tax liability is deferred until the owner or beneficiary begins to receive (or accesses funds) periodic payments of earnings from [...]

By |2019-02-21T20:45:20+00:00June 7th, 2019|Annuities, Annuities 101|

Your Retirement Distribution Strategy

Retirement is close. You can see it in the near future. You’ve worked hard to accumulate your resources, and you are facing the most important aspect of reaching retirement: how do you take distributions from all of your accounts so the money will last and in the most tax efficient way possible? Even though each [...]

By |2019-06-17T21:33:37+00:00June 6th, 2019|Retirement Planning|

The Best Time for Tax Planning

Tax planning involves far more than scrambling in April to defer income and boost deductions. If you want to minimize what you pay in capital gains tax, reduce your year-end tax bill, and give less of your estate to Uncle Sam, you should be aware of the short- and long-term tax consequences of all your financial moves.

By |2019-04-11T22:39:34+00:00June 1st, 2019|Taxes|

7 Shortcuts For Major Money Hassles

Hassle-free means less stress   One: Ace Your Retirement By the time you're 65, you'll need to have socked away about $25 for every dollar you expect to withdraw annually. That means that throughout your working life you must save. And save. And save. Oh, and don't forget picking investments and managing your portfolio year [...]

By |2019-04-11T22:45:32+00:00June 1st, 2019|Financial Planning|

401k Investment Tips: Essential Tools for Informed Choices

You know that investing in your 401k is vital to your continued financial security, but you maybe confused by the myriad of investment choices and options currently available. If find yourself currently in a quandary over how to best invest your 401k, these simple tips can help you to make an intelligent decision, and avoid common investing mistakes.

By |2019-04-17T14:41:57+00:00June 1st, 2019|401(k) Rollovers|

401k Asset Allocation Strategies

Asset allocation and portfolio diversification are words often bandied about by investment advisors and financial planners. But what exactly does it mean for the ordinary investor and why do you need it? Simply put, asset allocation is how you distribute your investments among the different types of investment vehicles such as stocks, bonds and mutual funds.

By |2019-04-09T19:03:36+00:00June 1st, 2019|401(k) Rollovers|