Inflation And A Retirement Income Concept

President Ronald Reagan famously said about inflation: “Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man.” Inflation is not all bad, because of inflation, we have less exposure to a depression or so said John Maynard Keyes.  Many agree with his thoughts, but many [...]

By |2017-11-08T19:19:21+00:00October 31st, 2017|Retirement Planning|

The Great American Rip-Off

The idea of a 401(k) created by Congress was and is a beautiful idea.  What is not attractive about them is the method in which they are managed.  Managed by Wall Street.  In congress’s favor, the idea was brilliant; they merely forgot one small detail.  Where there are over a trillion dollars, there will be [...]

By |2018-07-07T22:23:33+00:00October 27th, 2017|401(k) Rollovers, Retirement Planning|

But I Don’t Want To Spend My Principal

As I speak with many of the callers to my radio show one of the first things many bring up is that they are interested in hearing more about what I have been talking about, but they do not want to look at anything that may eat into their principal. They are intrigued by the [...]

By |2018-04-09T18:22:39+00:00October 26th, 2017|Annuities|

Retirement Planning May Require Outside Of The Box Thinking

I am about to start teaching retirement planning to a group of 20 somethings.  Why?  Believe it or not, that is when the first steps should be taken to a successful retirement.     However, there is a stumbling block for this age group; they don’t have a lot of disposable income to put into a [...]

By |2019-03-06T23:35:54+00:00October 20th, 2017|Retirement Planning|

Al Martinez Retirement And Income Radio

                Tune into Al's Retirement and Income Radio Show   Join others in listening to Al's solid and common-sense advice regarding lowering market risk and maintaining a great lifestyle "for all of your retirement years." For more than 20 years, Al has been acclaimed as one of the [...]

By |2019-02-04T19:15:26+00:00October 17th, 2017|Retirement And Income Radio|

Control What You Can And Plan For What You Cannot Control

There are few things we can control in life; we cannot control tax increases, inflation, crashes in the market, or unexpected health crisis.   What you can control is how you plan for the unexpected, which is imperative, especially when you are near or in retirement.   What you do with your assets that you [...]

By |2017-10-22T23:32:20+00:00October 13th, 2017|Retirement Planning|

What Happens To Your Retirement Plan When The Market Crashes?

Americans have a short memory; especially when the market is on fire like it has been for the last eight years.  Records are being broken with the Dow hitting all-time highs, and this run is the second longest run in U.S. history.   But we all know it can’t last, and unfortunately, no one knows [...]

By |2017-10-22T23:34:31+00:00October 6th, 2017|Retirement Planning|