Do Agents Use Annuities In Their Own retirement Plannings?

I get this question a lot from prospective clients, do you use annuities in your personal retirement planning?     The simple answer is yes, absolutely. I have multiple annuities as part of my retirement portfolio. And, the reason I use annuities for my retirement, is the same reason that anyone would use them: Safety, [...]

By |2019-02-16T17:32:22+00:00July 15th, 2017|Annuities|

Where Should You Invest Your Money? Answer These 8 Basic Questions

 When people think about saving and investing money the first question they ask: "What should I invest my money in?"   To answer that question the following questions should be answered: What do I want the money to accomplish? You may need extra income to cover your monthly current expenses. Or to pay for a [...]

By |2019-03-13T18:11:07+00:00July 10th, 2017|Investing|

Risk on Paper Is Different From Reality

The Best Practices Used to Create Sustainable Streams of Retirement Income   Today, stability is a welcome oasis in a sea of uncertainty. Investing involves placing your money at risk in the capital markets, which are subject to geopolitical and economic events as well as the collected behavior of millions of market participants. No one [...]

By |2019-11-01T18:40:33+00:00July 10th, 2017|Retirement Planning|

Charitable Gift Annuities Can Provide Benefits

Does a Charitable Gift Annuity make sense for you?   If you have big dreams, a big heart.....but a shrinking pocket book (and resources), then a Charitable Gift Annuity may be an option for you. As a professional Insurance & Retirement advisor, I have been asked, "What are some of the non-traditional charitable gift giving [...]

By |2019-02-16T16:33:16+00:00July 8th, 2017|Annuities|

How Many Acres Must I Own?

  A new rule enacted by the Department of Labor governing financial advice provided by advisors has thrown the industry into a state of confusion and disarray.    The "Fiduciary Rule" went into effect June 9, 2017, however, any enforcement of the rule has been delayed until January 2018.  New DOL Commissioner Acosta has indicated [...]

By |2019-04-15T21:40:41+00:00July 6th, 2017|Retirement Planning|