Inflation Can Cripple Retirement Planning

Most investors only consider the risk to their principal, which is why they favor Certificates of Deposit over non-FDIC insured investments for their most protected assets. The risk of lost buying power is a more complicated dynamic. The dollar value of principal stays the same, but year after year, a dollar buys less and less.  [...]

By |2019-04-17T14:42:10+00:00June 22nd, 2017|Retirement Planning|

Saving For Retirement? Don’t Forget Your Teeth

 Three years after Sue retired, her jaw began to hurt, at first only when she awoke, then eventually constant. As she had aged, a small overbite had grown to a large overbite, an overbite that was changing her mouth and her life. Her dentist suggested several options, surgery, exercises and special devices. Eventually, Sue was [...]

By |2017-10-23T00:31:59+00:00June 22nd, 2017|Retirement Planning|

People Depleting Their Retirement Funds Fast… Do Not Be One

According to a recent Harris Survey, people who take a lump sum from their employer-sponsored retirement plan are depleting those funds fast. In fact, 1 in 5 retirees has depleted it completely. After lump sum withdrawal, according to Harris Poll: 62% had money leftover 21% had completely depleted their funds 17% didn't know how much [...]

By |2017-11-20T21:35:20+00:00June 21st, 2017|Retirement Planning|

Anonymous Sources- Can You Really Trust Them?

In the aftermath of our most recent election it seems you cannot turn on the television or go online without seeing one story after the other quoting "anonymous sources" as the source of the information being circulated. Unfortunately, as we have seen time after time the "anonymous sources" oftentimes are found to be peddling false [...]

By |2019-04-10T22:30:01+00:00June 19th, 2017|General Business|

Income Solutions 2017

The Best Practices Used to Create Sustainable Streams of Retirement Income Do you want the best retirement income solutions in 2017? Do you want to find the right answers for creating a secure retirement, never fearing market volatility again with that part of your portfolio that is necessary for sustaining your essential needs? You see, [...]

By |2019-02-21T21:42:58+00:00June 12th, 2017|Annuities 101, Retirement Planning|

Guaranteed Income Should Be Your Outcome

Mike and Susie were searching for more guarantees   The other day I had a meeting with a couple, Mike and Susie, ages 60 and 56, they had heard my radio show on WBOB AM 600. I was getting all their financial information he was interested in what to do with his 401k (about $400,000), [...]

By |2019-02-16T16:37:36+00:00June 5th, 2017|Annuities|

Divorce Can Be Very Costly To Retirement Planning

Make Sure You Understand the True Costs No one wants to think or talk about divorce, but the reality is, it does happen. Many people who plan to get divorced hold the misconception that they will be able to maintain their current financial lifestyle. "Two can live as one" As the old saying goes. While [...]

By |2019-03-20T06:44:30+00:00June 4th, 2017|Financial Planning|

7 Things You Must Know About Claiming Social Security

Social Security is a great program, but knowing when and how to claim your benefits can determine how much you collect. Here are seven potential problems you need to consider so you can maximize your Social Security income. 1: Remarrying Before Age 60 If your spouse dies, you will be entitled, in most situations, to [...]

By |2017-10-23T00:47:45+00:00June 3rd, 2017|Retirement Planning|