To Be Or Not To Be: What Is An Annuity?

Guarantees or a future guess, which would you choose? Annuities are annuities, right?  The term annuity when used as a noun can mean two entirely different products. According to Investopedia, the definition of an annuity is: An annuity is a contractual financial product sold by financial institutions that is designed to accept and grow funds [...]

By |2017-10-23T03:41:18+00:00August 27th, 2016|Annuities|

Ask Questions To Find The Best Annuity For You

Questions can be your strongest asset when considering your important retirement money. Asking how, what, when, where and why can lead to dramatic results when asking about money. • How are my important retirement funds going to respond to market risk? • What are my options for eliminating unnecessary market risk? • When will I [...]

By |2017-10-23T03:51:50+00:00August 22nd, 2016|Annuities|

Big Changes Coming To Estate Tax Planning

A very significant thing has recently happened regarding estate taxes.  The significance of this chance is far reaching, the agent that grasps this will be far ahead of the competition.  Not only will this rule change make a huge difference is how estates are handled in regards to estate tax liability, it also opens the [...]

By |2017-10-23T05:07:28+00:00August 5th, 2016|Estate Planning|

More Americans Are Drifting Into And Dying In Poverty

According to 2014 census data, 10% of those 65 and older fell below the official poverty measure. That number rose to 14.4% by 2016. A big reason for this is that older people are more likely to use costly services like staying overnight in a hospital or in a skilled nursing home. What is most distressing about [...]

By |2018-07-31T22:51:12+00:00August 2nd, 2016|Retirement Planning|